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#11
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![]() Quote:
if you are really going to put money into mutual funds for a peroid of time say 10 , 20 , 30 yrs , go with the index funds the index funds have the lowest costs and over time outperform 95 % of all the mutual funds over the course of 10 , 20 , 30 yrs , if you can save money by not paying froned end fees , 12b1 fees and early withdrawl fees you will outperfom 95 % of all the mutual funds out there there are too many average people out there managing money , stick with a plain vanilla index fund and laugh all the way to the bank in 30 yrs |