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Old 11-06-2010, 08:43 PM
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Princess Doreen Princess Doreen is offline
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Originally Posted by gales0678 View Post
they get you with the 12b-1 fees doreen
Fine! But just how is a person who isn't investment savvy going to go about investing without paying someone a fee for their services? I'd say no-loads are the safest and the least costly in fees. Perhaps it might be best to save whatever one can afford a month and invest a lump sum a couple times a year. Buy a no penalty CD once a month. The interest is crap, but it's better than a savings account.

There is so little anymore on which to make money - real estate investing is not for the faint of heart, stocks are scary, money market, CD's, savings accounts pay little. And, IRS will be stepping in come the first of 2012 to monitor precious metal buying and selling above $600 through coin dealers.
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Old 11-06-2010, 08:44 PM
RockHardTen1985 RockHardTen1985 is offline
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Originally Posted by Princess Doreen View Post
Fine! But just how is a person who isn't investment savvy going to go about investing without paying someone a fee for their services? I'd say no-loads are the safest and the least costly in fees. Perhaps it might be best to save whatever one can afford a month and invest a lump sum a couple times a year. Buy a no penalty CD once a month. The interest is crap, but it's better than a savings account.

There is so little anymore on which to make money - real estate investing is not for the faint of heart, stocks are scary, money market, CD's, savings accounts pay little. And, IRS will be stepping in come the first of 2012 to monitor precious metal buying and selling above $600 through coin dealers.
Are you saying I should not do stocks and continue to bet horses and lose my money every single day since Saratoga?
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Old 11-06-2010, 08:52 PM
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Princess Doreen Princess Doreen is offline
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Are you saying I should not do stocks and continue to bet horses and lose my money every single day since Saratoga?
If you feel comfortable investing in individual stocks on your own, go for it.

If you're losing money betting the ponies, don't do it - that's a savings right there.

You asked for help. Was just trying to help. I will leave the discussion to the experts.
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Old 11-06-2010, 08:58 PM
gales0678 gales0678 is offline
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Originally Posted by Princess Doreen View Post
If you feel comfortable investing in individual stocks on your own, go for it.

If you're losing money betting the ponies, don't do it - that's a savings right there.

You asked for help. Was just trying to help. I will leave the discussion to the experts.

he can't lose in KO over 30 years , just not going to happen , look at the demographics in india and china , ko will outperform most funds doreen in my opinion over a 30 yr time frame that he has
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Old 11-06-2010, 09:09 PM
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Princess Doreen Princess Doreen is offline
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he can't lose in KO over 30 years , just not going to happen , look at the demographics in india and china , ko will outperform most funds doreen in my opinion over a 30 yr time frame that he has
The only stocks we've ever personally invested in were Krispy Kreme Donuts, Dollar Tree, and Ford (last year ) They were all hunches, and fortunately they paid off nicely.

I have no idea what KO is.

I manage some money for a charity that I helped found. For total security, I've used (with the approval of the charity board) no load mutual funds. The profit margin has been extremely good. Sometimes you have to opt for caution instead of greed, and there's no guarantee that anything is going to around in 30 years. We've seen enough companies go belly up in the past few years.
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  #6  
Old 11-06-2010, 09:19 PM
gales0678 gales0678 is offline
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The only stocks we've ever personally invested in were Krispy Kreme Donuts, Dollar Tree, and Ford (last year ) They were all hunches, and fortunately they paid off nicely.

I have no idea what KO is.

I manage some money for a charity that I helped found. For total security, I've used (with the approval of the charity board) no load mutual funds. The profit margin has been extremely good. Sometimes you have to opt for caution instead of greed, and there's no guarantee that anything is going to around in 30 years. We've seen enough companies go belly up in the past few years.
KO is the #1 brand in the world , it will be here Doreen , it's not going to make him rich overnight, but ,if he sticks with them for 30 yrs he will do just fine
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Old 11-06-2010, 09:32 PM
RockHardTen1985 RockHardTen1985 is offline
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KO is the #1 brand in the world , it will be here Doreen , it's not going to make him rich overnight, but ,if he sticks with them for 30 yrs he will do just fine
WHats the minimum? What if I wanted to start really low till I learned, but I wanted to start right now... How does it work?
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  #8  
Old 11-06-2010, 08:46 PM
gales0678 gales0678 is offline
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Originally Posted by Princess Doreen View Post
Fine! But just how is a person who isn't investment savvy going to go about investing without paying someone a fee for their services? I'd say no-loads are the safest and the least costly in fees. Perhaps it might be best to save whatever one can afford a month and invest a lump sum a couple times a year. Buy a no penalty CD once a month. The interest is crap, but it's better than a savings account.

There is so little anymore on which to make money - real estate investing is not for the faint of heart, stocks are scary, money market, CD's, savings accounts pay little. And, IRS will be stepping in come the first of 2012 to monitor precious metal buying and selling above $600 through coin dealers.
as matt said doreen , drips , drips , are pretty good , simple one's like ko and pep , companies that are going to be here in 30 + yrs
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