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  #1  
Old 11-08-2010, 09:17 PM
RockHardTen1985 RockHardTen1985 is offline
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Originally Posted by Coach Pants View Post
Hell no.
Then what does one do? Im 24 now, and have no retirment yet. I want to retire at 30.
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  #2  
Old 11-08-2010, 09:18 PM
gales0678 gales0678 is offline
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Originally Posted by RockHardTen1985 View Post
Then what does one do? Im 24 now, and have no retirment yet. I want to retire at 30.
you can retire at 30 , just not in this country
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  #3  
Old 11-08-2010, 09:37 PM
Coach Pants
 
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Then what does one do? Im 24 now, and have no retirment yet. I want to retire at 30.
FIA
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  #4  
Old 11-08-2010, 09:40 PM
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clyde clyde is offline
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Why am I reading this?
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  #5  
Old 11-08-2010, 09:58 PM
Coach Pants
 
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Why am I reading this?
You are

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  #6  
Old 11-08-2010, 10:27 PM
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clyde clyde is offline
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You are


I are....a cutting board?
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  #7  
Old 11-10-2010, 09:12 PM
RockHardTen1985 RockHardTen1985 is offline
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Gales serious question....The HR guy at my job is a tool, I have a bigger education then him. We have a new plan, well new to us called 403-b administered byu Franklin Templeton Financial Advisors. The HR guy is clueless, my question is... Is this $ locked in forever? What If I put a huge part of my pay into it? Can I take loans off of it, or take it out without penelty?
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  #8  
Old 11-10-2010, 09:25 PM
gales0678 gales0678 is offline
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Originally Posted by RockHardTen1985 View Post
Gales serious question....The HR guy at my job is a tool, I have a bigger education then him. We have a new plan, well new to us called 403-b administered byu Franklin Templeton Financial Advisors. The HR guy is clueless, my question is... Is this $ locked in forever? What If I put a huge part of my pay into it? Can I take loans off of it, or take it out without penelty?

the $ is not locked away forever , but there are costs if you try to borrow against it and early withdrawl penalties

put in what you can afford and just make beleive it's not there , joe they years go by fast and you will need that $ in retirement
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  #9  
Old 11-12-2010, 02:33 AM
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dalakhani dalakhani is offline
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Originally Posted by RockHardTen1985 View Post
Gales serious question....The HR guy at my job is a tool, I have a bigger education then him. We have a new plan, well new to us called 403-b administered byu Franklin Templeton Financial Advisors. The HR guy is clueless, my question is... Is this $ locked in forever? What If I put a huge part of my pay into it? Can I take loans off of it, or take it out without penelty?
You can borrow without penalty to purchase a house. If you withdraw for any reason besides a proven hardship, you will be taxed and penalized.

You can lock in your money and make equivalent to savings interest but the admin fees will eat that up so you benefit in the sense that you save pre tax but inflation will chip at that some.

403b to the max you can take is a no brainer. Pre tax savings.
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  #10  
Old 11-08-2010, 10:12 PM
Dahoss Dahoss is offline
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Originally Posted by RockHardTen1985 View Post
Then what does one do? Im 24 now, and have no retirment yet. I want to retire at 30.
If your gambling continues the way it has I see no reason why you shouldn't be able to retire at 30.
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  #11  
Old 11-08-2010, 10:55 PM
RockHardTen1985 RockHardTen1985 is offline
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If your gambling continues the way it has I see no reason why you shouldn't be able to retire at 30.
You dont follow me around this place? Pure commedy...
Go Die, PLEASE
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  #12  
Old 11-08-2010, 10:57 PM
Dahoss Dahoss is offline
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You dont follow me around this place? Pure commedy...
Go Die, PLEASE
That's not very nice. You don't see me wishing you choke on your morning or afternoon whopper do you?
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  #13  
Old 11-08-2010, 10:57 PM
RockHardTen1985 RockHardTen1985 is offline
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That's not very nice. You don't see me wishing you choke on your morning or afternoon whopper do you?

I have not had a whopper in years, I could not remember the last time.
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  #14  
Old 11-08-2010, 11:00 PM
Dahoss Dahoss is offline
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I have not had a whopper in years, I could not remember the last time.
Sorry, choke on your first or second breakfast tomorrow. Better?
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  #15  
Old 11-08-2010, 11:02 PM
RockHardTen1985 RockHardTen1985 is offline
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Sorry, choke on your first or second breakfast tomorrow. Better?
I prefer one breakfast, and to be clear... Are you telling me to choke on it, or telling me you have never told me to choke on it?
FYI, on hungry mornings I like to enjoy an omlet, bacon, toast and homefries with onion...
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  #16  
Old 11-09-2010, 12:14 AM
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dagolfer33 dagolfer33 is offline
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Sorry, choke on your first or second breakfast tomorrow. Better?
That is SOOOOOOOO touching...........you now have a CHOICE to choke on EITHER your FIRST or SECOND breakfast.
__________________
"Let the whiners and lazy cry about how impossible "they've" made it to win at this game." - Steve Byk
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  #17  
Old 11-12-2010, 02:08 PM
hockey2315 hockey2315 is offline
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Then what does one do? Im 24 now, and have no retirment yet. I want to retire at 30.
OH MY GOD
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  #18  
Old 01-05-2011, 05:33 PM
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golfer golfer is offline
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Default Conspiracy Theory: Wall Street
http://www.trutv.com/video/conspirac...ll-street.html
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