welfare vs wages

[Danzig]

Originally Posted by dellinger63

And some people think the system is fixed and the reason for their failure. Guess it makes them feel better rather than blaming themselves for getting pregnant as a child or dropping out of high school to hang out or etc. etc. etc.

so, food workers are pregnant drop outs? wow.

[Danzig]

http://www.policymic.com/articles/60...u-need-to-know


note:

Few work full-time because the industry cuts work hours at 32 hours so they don't have to give benefits…


http://www.theatlantic.com/business/...-child/278424/


Meanwhile, the vast majority have at least a high school degree, and a surprising 31 percent have at least some college. Presumably, some of those people are students working their way through school, but exactly how many who knows. The broader point is that these jobs aren't primarily a refuge for high school dropouts.

[dellinger63]

Originally Posted by Danzig

so, food workers are pregnant drop outs? wow.

No most of them are on welfare which brings the thread back on point.

[Danzig]

which is my point, that if people got paid a living wage, and got paid to work, we wouldn't need all that welfare, now, would we???

[dellinger63]

Originally Posted by Danzig

which is my point, that if people got paid a living wage, and got paid to work, we wouldn't need all that welfare, now, would we???

But if that poor person is 14 and pregnant do we put her to work? Or as her care taker demand an abortion?

Imagine if horse breeders were given room and board for bred horses that don't make the track (and really have a very little chance of even being broken to make the track). The PC world does not jive with the real world.

Just ask the Lost Boys from Sudan.

[Danzig]

Originally Posted by dellinger63

But if that poor person is 14 and pregnant do we put her to work? Or as her care taker demand an abortion?

Imagine if horse breeders were given room and board for bred horses that don't make the track (and really have a very little chance of even being broken to make the track). The PC world does not jive with the real world.

Just ask the Lost Boys from Sudan.

this.
this is why so many get frustrated discussing anything with you. you don't read what's presented, you just go with your perceptions.
i'm discussing the average fast food worker, and you come up with something that has no bearing, as tho it supports any of your views.

i yield, dell. you're right.
we should do nothing. we should just keep with how we do things, it's working so well. the govt can make laws on work weeks, fmla, etc, but don't they dare try to make a min. living wage. because of pregnant 14 year olds.
because regardless of what info i post, that's the real average fast food worker.

[dellinger63]

Originally Posted by Danzig

this.
this is why so many get frustrated discussing anything with you. you don't read what's presented, you just go with your perceptions.
i'm discussing the average fast food worker, and you come up with something that has no bearing, as tho it supports any of your views.

i yield, dell. you're right.
we should do nothing. we should just keep with how we do things, it's working so well. the govt can make laws on work weeks, fmla, etc, but don't they dare try to make a min. living wage. because of pregnant 14 year olds.
because regardless of what info i post, that's the real average fast food worker.

Nonetheless take comfort in knowing that when the fast food restaurants are unable to hire 'able' workers at $7.50/hr. wages will be raised. Judging from the times I have visited McDonalds for coffee we are right on the cusp in regards to 'ability'.

BTW The local Dairy Queen is advertising for help at $12/hr. while the local pizza joint is offering $10 plus tips. I suspect many fast food workers are already at $10/hr. or more via the free market rather than government intervention.

[Danzig]

http://www.slate.com/blogs/the_world...al_effect.html

[Danzig]

http://www.practicalmoneyskills.com/...D_Journal2.pdf



please, check out the sample budget. i want to know in what universe health insurance only costs $20 a month?
no grocery budget? or is that part of the $25 a day spending money? of course, if one works two full time jobs, one won't have much time to eat, so that's a bonus. and how much of that $25/day in 'spending money' goes to day care, since most fast food workers are closer to 30 years of age, and have a child or children?
car payment, car and home insurance, a grand total of $250/month. excuse me while i chuckle.

oh, and the 'income' from job one-no doubt that's based on a 40 hour week. that's also what most people don't get, as that would make them 'full time', and thus eligible for benefits.
but, hey, look at how much dough they roll in by having job two.

more helpful advice:

How do I record money given to me as a gift?
List it as other income when you receive it. If you save
the cash, you should record it as a credit on the date it
was received.

TIPS FOR BEING GOOD WITH YOUR MONEY
Spend less money than you make. BRILLIANT! ABSOLUTELY BRILLIANT. why didn't i think of that?!

• When possible, use public transportation or carpool
• Consider walking or riding a bike when running errands

great info for people who don't live in a city.


yeah, who needs to make more? just budget wisely!

[Danzig]

also, note that mcdonalds encourages using pay cards. i knew i'd heard something negative about that...

http://inthesetimes.com/working/entr...l_debit_cards/

Outrage has been building over payroll debit cards—fee-laden prepaid bank cards that some businesses now use to pay their workers—since the Times Leader reported on June 17 that Natalie Gunshannon of Dallas Township, Pa. had sued the McDonald's where she worked for making the cards compulsory. The cards are loaded with sneaky fees that leave workers essentially paying the bank for access to their wages.

Since the story broke, Gunshannon's employer has made the cards voluntary, and New York state has opened an investigation into their use.

Working In These Times covered the story on June 20, reporting:

The lawsuit, filed by attorney Mike Cefalo of Cefalo & Associates and provided to In These Times by the firm, alleges that the cards violate the Pennsylvania Wage Payment and Collection Act, which provides that 'Wages shall be paid in lawful money of the United States or check.' The suit further alleges that the fees reduce the actual wages workers receive—in some cases bringing them below minimum wage, which in Pennsylvania remains at the federal minimum wage rate of $7.25 per hour.

[bigrun]

Originally Posted by Danzig

http://www.practicalmoneyskills.com/...D_Journal2.pdf



please, check out the sample budget. i want to know in what universe health insurance only costs $20 a month?
no grocery budget? or is that part of the $25 a day spending money? of course, if one works two full time jobs, one won't have much time to eat, so that's a bonus. and how much of that $25/day in 'spending money' goes to day care, since most fast food workers are closer to 30 years of age, and have a child or children?
car payment, car and home insurance, a grand total of $250/month. excuse me while i chuckle.

oh, and the 'income' from job one-no doubt that's based on a 40 hour week. that's also what most people don't get, as that would make them 'full time', and thus eligible for benefits.
but, hey, look at how much dough they roll in by having job two.

more helpful advice:

How do I record money given to me as a gift?
List it as other income when you receive it. If you save
the cash, you should record it as a credit on the date it
was received.

TIPS FOR BEING GOOD WITH YOUR MONEY
Spend less money than you make. BRILLIANT! ABSOLUTELY BRILLIANT. why didn't i think of that?!

• When possible, use public transportation or carpool
• Consider walking or riding a bike when running errands

great info for people who don't live in a city.


yeah, who needs to make more? just budget wisely!

I filled out that sample budget and now i have to find a 3rd job

And those payroll cards, nice touch...no wonder Mc is a zillion$ company.
I still love their coffee

[Danzig]

Originally Posted by bigrun

I filled out that sample budget and now i have to find a 3rd job

And those payroll cards, nice touch...no wonder Mc is a zillion$ company.
I still love their coffee

[Danzig]

http://www.epi.org/publication/bp357...wage-increase/

Raising the minimum wage as a tool for economic growth
The immediate benefits of a minimum-wage increase are in the boosted earnings of the lowest-paid workers, but its positive effects would far exceed this extra income. Recent research reveals that, despite skeptics’ claims, raising the minimum wage does not cause job loss.6 In fact, throughout the nation, a minimum-wage increase under current labor market conditions would create jobs. Like unemployment insurance benefits or tax breaks for low- and middle-income workers, raising the minimum wage puts more money in the pockets of working families when they need it most, thereby augmenting their spending power. Economists generally recognize that low-wage workers are more likely than any other income group to spend any extra earnings immediately on previously unaffordable basic needs or services.

Increasing the federal minimum wage to $10.10 by July 1, 2015, would give an additional $51.5 billion over the phase-in period to directly and indirectly affected workers,7 who would, in turn, spend those extra earnings. Indirectly affected workers—those earning close to, but still above, the proposed new minimum wage—would likely receive a boost in earnings due to the “spillover” effect (Shierholz 2009), giving them more to spend on necessities.

This projected rise in consumer spending is critical to any recovery, especially when weak consumer demand is one of the most significant factors holding back new hiring (Izzo 2011).8 Though the stimulus from a minimum-wage increase is smaller than the boost created by, for example, unemployment insurance benefits, it has the crucial advantage of not imposing costs on the public sector.

[Cannon Shell]

A raise in the minimum wage will almost assuredly be accompanied soon after by a raise in the price of consumer goods. Plus any raise in wages will likely be off set for workers by companies avoiding Obamacare penalties and cutting back hours to prevent them from being classified as full time workers.

[dellinger63]

Originally Posted by Danzig

http://www.epi.org/publication/bp357...wage-increase/



Increasing the federal minimum wage to $10.10 by July 1, 2015, would give an additional $51.5 billion over the phase-in period to directly and indirectly affected workers,7 who would, in turn, spend those extra earnings. Indirectly affected workers—those earning close to, but still above, the proposed new minimum wage—would likely receive a boost in earnings due to the “spillover” effect (Shierholz 2009), giving them more to spend on necessities..

Oh let's not forget Shaniqua Davis & Co., her taxi rides, cable, and government paid rent for her 20-year-old azz AND the unemployed boyfriend. But the PC world doesn't really jive with the real world anyway. Had Shaniqua Davis not had the baby she wouldn't have taxpayer expensed rent so I must question why Shaniqua Davis had a baby? Surely we as in taxpayers aren't the problem? Or are we giving free rent away? Where's she going to spend the extra cash?

BTW I didn't bring Shaniqua Davis up the paper did.

Sure she's not the typical college educated lads and lasses you speak of.

Hope many were denied fast food today by the nationwide walkout. At least by those employees that were able to walk out ie the door doesn't have a picture on it like a hamburger on the cash register.

[Danzig]

http://www.slate.com/blogs/moneybox/...ing_press.html

[b]Representative Stephen Fincher, Republican of Tennessee, explains why the government needs to reduce spending on the Supplemental Nutrional Assistance Program that provides food to poor families:

Here in Tennessee, Mr. Fincher embraces that view. “We have to remember there is not a big printing press in Washington that continually prints money over and over,” he said in May.[/B]


and yet....


Mr. Fincher, who was elected in 2010 on a Tea Party wave and collected nearly $3.5 million in farm subsidies from the government from 1999 to 2012, recently voted for a farm bill that omitted food stamps.


so, fincher, who is well to do, should be subsidized by tax payers....but a poor person who needs food? well, that's just too g**da** bad, isn't it?


The problem with Fincher isn't that he's scooped up farm subsidies, it's that the appropriations bill he's votes for continues to direct huge subsidies to rich farmers like himself even even while he preaches the evils of government spending to support the poor.

[dellinger63]

If minimum wage should be adjusted because of rising costs of living shouldn't the minimum retirement age be raised because of rising average lifespans?

Sure could give the budget a huge break if we went from 65 to 75 or even 70. After all it was this group that had all those middle class jobs and surely they were wise enough to save.

[Danzig]

saw this in todays paper...

http://www.gocomics.com/nickanderson/2013/09/24

[bigrun]

Originally Posted by Danzig

saw this in todays paper...

http://www.gocomics.com/nickanderson/2013/09/24

I call that and raise you this one

[dellinger63]

'Currently, 47 million Americans benefit from SNAP, but that number is expected to be greatly reduced once the economy recovers.'

http://www.huffingtonpost.com/jim-wa...b_3956677.html

Some things just don't pass the smell taste.

Since '08, 18.38 million were added to the program. So if the author is correct in his expectations the economy has not recovered and in fact has gotten worse over the past five years. And if there's any correlation between the percentage of the rise in food stamp recipients and the economy it may be as high as 38% worse.

Cutting 4 million or 21% of those added since '08 may just be prudent pruning. Seems to me if the economy has improved and I certainly think it has since '08 the number cut should be more along the lines of 18 million.