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and a fix i'd recommend-bare bones policies, without maternity care, office copays, etc. catastrophic coverage type policies. you know, the ones being cancelled--and the type most used to have.
as the average american has demanded more from medical insurers, premiums have skyrocketed. you don't expect your car insurer to cover tune-ups, brake jobs, oil changes and myriad other maintenance costs...but you expect your health insurer to cover a doctor visit, a physical, etc. doesn't make sense. i spend more on a yearly termite inspection on my house then i do on a yearly wellness check up. what would my premium on house and car be if i expected similar care from them? |