The House is about to socialize your medicine, and your life.

[Riot]

Originally Posted by Rupert Pupkin

That is completely untrue. Private health insurance companies cannot drop whoever they want. If insurance companies could drop people at any time, they would probably drop anyone that needed an expensive operation.

No it is not completely untrue. They do, Rupert. They indeed do. I have been with the same insurance company for some years. I declared all my pre-existing conditions. The insurance company agreed to cover me. Last year I had a procedure. The insurance company approved payment. Six months later, they said they changed their minds.

And the reason, I swear this is in the letter, was: "When we first insured you, and you declared this pre-existing condition, we should have excluded it, but we didn't. We are now. "

That is recission, just to make money.

And the choice given me was: Now pay thousands of dollars out of my own pocket to cover a procedure the insurance company already approved payment for, and stay insured. OR I can "drop" my insurance, and get reimbursement for every premium I have ever paid over the years - MINUS any payments the insurance company has made on my part.

I have already pursued the company through my State insurance board, there is nothing the state can do, there are no regulations covering consumer protection for the insurance industry. I am sueing them, but they have more lawyer than I do, so I'm sure that will come out poorly.