Worst Beat Ever still stings

[Indian Charlie]

I had a friend alive to the heavy chalk in the last race of the place pick all. Had a three length lead inside the sixteenth pole when it stumbled so badly the jock lost his seating but managed to barely hang on to the neck of the horse.

Somehow the jockey hung on and remounted the horse. By this time one had already passed him, but as he regained momentum nearing the wire, a second horse nipped him at the finish.

That is more of what I would say is a bad beat.