Sad follow-up story of Giants fan beaten at Dodgers Stadium

[GenuineRisk]

Originally Posted by Danzig

so sad. and no one should have to be afraid to wear a freaking hat or t-shirt. it amazes me, my husband and i go out. people make comments about a hat, or a shirt. wtf do people care what t-shirt you're wearing?
is it the twitterization (is that a word?) of society, everyone thinks they can comment on everything?

but i digress. altho it is true that they have to prove that the dodgers organization was negligent (no security head, no lighting-yeah...that's negligent) i hate to think that this guy has to be be dependent on a suit. he had insurance, they just stop paying?! how is that allowed? i thought lifetime maximum was for the patients protection- i didn't realize insurance companies could deny more pay. that's insane. my gosh, if not for his parents, where would he be?

Nothing insurance companies do willingly is ever for the benefit of the patient, unless it is also for the benefit of the insurance company.

From what I read in the article, I think the insurance company decided that since he didn't "need" round-the-clock nursing care anymore, they didn't want to pay for the in-patient facility. My dad just got sent home from the hospital unable to eat- while he was there, the hospital changed the discharge requirements from "can eat solid food" to "can tolerate solid food." Well, sure he could tolerate it; he likes the idea of food as much as the next person. He just couldn't eat it! But insurance companies only make money if they don't have to pay out for care.

Re: being dependent on a lawsuit- I highly, highly recommend the documentary Hot Coffee, which is about people who file lawsuits for medical costs. Informative and also really entertaining.

Initially I thought, "no way a jury would find against the stadium owners, but reading the details- no security chief, no lights, previous assault in the parking lot, assailants had already been causing problems that night" it sure sounds like they were being negligent to save a buck or two, even though they knew there was a history of trouble.