Financial Questions

[cal828]

What keeps you up at night? Nothing. I have already retired and I have an adequate income, but I do sometimes wonder whether some of the decisions I made were the right ones.

If you could get a straight answer.... I would like to know whether anyone that has retired is actually making money in their IRAs? The returns I have been getting are poor. Maybe 2% on money invested. Not because of U.S. equities, but because of poor returns on international stuff like "emerging markets" and "world bonds."

Do you feel its hard to plan for the future..... No. I just hope I have a little more future.

Would you have made different decisions.... Maybe. I might have put money from my 403b in an annuity instead of an IRA.