ACA Supreme Court Tuesday

[Riot]

Originally Posted by horseofcourse

What's different other than a mandate forcing you to buy unbelievably expensive insurance you can't afford? The insurance companies are already there. I have caddilac insurance and still pay well over 5 thousand dollars out of pocket every single year for my family with co pays, deductibles etc. Granted, I have a pre-existing condition etc, so I will pay more. But even with a superb plan, it's breaking me...the costs.

About $1,000 of your annual premium cost is paying for uninsured people.

The mandate, which will affect less than 7% of adults, helps lower that cost for you. In 2014, you'll be able to shop the exchanges for less expensive insurance (including that offered by non-profits), with zero concern about your pre-existing condition. You'll pay the same with a new policy as someone without your condition.

If you cannot afford insurance, there are tax credits that will help you afford it.

In addition, and luckily for you, the ACA has now made it illegal for an insurance company to drop you for claims on your existing conditions.

Yes, single payer would have been far more efficient, and cost alot less, but the GOP was stalling, so a GOP plan was chosen to get something passed. Hopefully, within 10 years, we'll have single payer. Either as a result of this country coming to it's senses about our excessive healthcare costs; or, in the rare situation the ACA is overturned, and Medicare being immediately extended to 40-50 million currently uninsured Americans.