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  #1  
Old 02-21-2012, 04:45 PM
Danzig Danzig is offline
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Originally Posted by joeydb View Post
I can't wait to enjoy the long Soviet-style waiting lines, and people dying while waiting for critical procdures, the QALY calculation, English-style non-dentistry. Oh this is going to be GREAT!!
my big question is when will the tax increases ciome to pay for ppuca? subsidizing premiums will cost money. almost doubling medicaid rolls~~where will they find doctors taking new 'caid patients? when they cant find them, and have to go to the er, the price is triple. but hey, medicaid will pay! 60/40 split between the feds and the state on caid costs.
medicare and caid already killing our budget, and only figuring to get worse....so lets add more!
and those who will buy~we will subsidize their premiums.
speaking of subsidizing....we will also be subsidizing stop losses, which will also be predicated on income.
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Old 02-21-2012, 05:04 PM
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Here is where things get dicey...

Medicaid folks will be enticed to join medicare part c. It's already happening in most states.
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  #3  
Old 02-21-2012, 06:43 PM
Danzig Danzig is offline
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Here is where things get dicey...

Medicaid folks will be enticed to join medicare part c. It's already happening in most states.
you want dicey?
exchanges will have 'navigators' to help people wade thru all the plans and prices, and try to select which one in an exchange is the 'right' one for them. keep in mind they will not be agents, they will not be licensed producers. they aren't supposed to do anything that would require licensing.
so, how are they supposed to help people navigate? that pretty much describes an agent.

now, an agent CAN be a navigator. however, they can't be paid by any of the insurers in the exchange. so, why would they want to navigate a client thru the system? for free?
also, if they are going to be a navigator, they have to remain unbiased and impartial, not favoring one company over another. one thing that means is that the agent would have to have an appointment with EVERY ins. co. in the exchange. a lot of work without any pay....also, because of the expense in appointing an agent, the ins. co's typically require that you write a base amount of policies per year thru them. otherwise they'll cancel the appointment. hence, there goes the impartiality.

are there some good ideas in the ppuca? sure? and plenty of bad as well. it will be a clusterfucl< of epic proportions if this law stays.


family of four making about 89k a year-they qualify for a subsidy. yes, indeed, you'll be helping that family pay their premiums. ain't life grand? 'cause goodness knows, when i think of people who need help, it's people like that.
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Old 02-21-2012, 06:49 PM
Danzig Danzig is offline
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fyi- was in a class today that spent two hours going over ppuca. i'm not making all this up as i go along. i have no doubt someone will infer that i am- but i have to know about all this, which is why i went to the session.
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Old 02-21-2012, 06:56 PM
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Riot Riot is offline
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fyi- was in a class today that spent two hours going over ppuca. i'm not making all this up as i go along. i have no doubt someone will infer that i am- but i have to know about all this, which is why i went to the session.
Well, if the "class" taught you that there will be tax increases, and worry about "subsidizing" premiums, they are factually wrong. The ACA is self-funded. Who was relaying such absurd and false information to you?

Quote:
it will be a clusterfucl< of epic proportions if this law stays.
Total nonsense. The real information, about what is really in the law, and how it works, and how it is funded, has been readily available on the internet for over a year, from reliable sources. It's unbelievable the false nonsense still being spread.

And btw: the majority of the law has already been implemented. You've been "suffering" under alot of it already. You know, like your insurance company not being able to kick you off for pre-existings, and not kicking kids with cancer off policies for lifetime limit reach, and the donut hole being closed for your parents on Medicare, and their preventive care now being no copay, and thousands now being insured by being able to purchase insurance on the temporary exchanges, or the small business major tax credits that they got for last year, so they can afford insurance when they couldn't afford it for employees before? About the only thing left is adding more to the exchanges. The sky has not fallen. Where are the government death panels?

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Small Employer Tax Credits

The Affordable Care Act helps small businesses and small tax-exempt organizations afford the cost of covering their employees.

What This Means for You

If you have fewer than 25 employees and provide health insurance, you may qualify for a tax credit of up to 35% (up to 25% for non-profits) to offset the cost of your insurance. This credit will increase in 2014 to 50% (35% for non-profits). This will make the cost of providing insurance much lower.

Claim this tax credit for your small business at IRS.gov.

For More Information

* Employer Bulletin: FAQs on Automatic Enrollment, Employer Responsibility, and Waiting Periods.
* Frequently Asked Questions, updated December 3, 2010.
* Learn more about health care options for small businesses.
* Fact Sheet: Small Businesses and the Affordable Care Act.
* Use our interactive FAQ tool to find answers to employer-related questions or ask your own at answers.healthcare.gov.
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Old 02-21-2012, 06:01 PM
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my big question is when will the tax increases ciome to pay for ppuca?
Self funded. Already figured out. Read the bill. Stop making up speculations as false flags.
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