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  #1  
Old 12-11-2009, 06:47 PM
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Cannon Shell Cannon Shell is offline
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Quote:
Originally Posted by Riot
You might check out the new law that was passed earlier this week, on just that subject.
LOL

Like the ones that were going to help the consumers with the credit card companies?
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  #2  
Old 12-11-2009, 07:09 PM
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The Indomitable DrugS The Indomitable DrugS is offline
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Much like Tiger Woods and Lady Gaga ... Obama proved without a doubt in that Peace Prize speech that he's a complete phony trying hard to project a marketable image.

The only thing left to argue is ... of the three ... who is the most talented at their respected craft?

Randy Moss should be elected president.
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  #3  
Old 12-11-2009, 07:40 PM
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Lets start with taxes. Please name the tax cuts that we are seeing. What was passed?
C'mon - if you are going to talk about how fiscally irresponsible Obama is, you have to pay attention to what he has done fiscally. Google: Obama tax cut 2009 Most employees got an immediate deduction in their paychecks (cash in pocket) early this year. There are deductions on this years tax form, too. Mortgage, capital gains adjustments. This has been talked about on this board

Quote:
Number 2. Obama is 1-9 to let the Bush tax cuts expire.
Okay, you said Obama has been fiscally irresponsible. The above is a guess about the future. We''ll see. But sorry, no, saying he will probably do something doesn't give him credit for having already been fiscally irresponsible.

A blank here. Except for KNS. Good shot at HOY in the $5K and under division

Quote:
His first "stimlus" package was $800 billion, mostly wasted. That was his not Bushs'. Here read about his budget...
The first stimulus package kept us out of a depression. You disagree. Draw here.

The budget is not yet passed, so no, you can't use that as something showing his fiscal irresponsiblity, either.

Quote:
TARP was a questionable program however if anything is going to be credited with saving us from the imaginary depression, that would be it. Oh yeah Obama wants to spend the rest of that money too despite the law stating that it is to be used for deficit reduction.
Yes, everyone knows that to use, for job creation and small business "stimulus", $50 billion of the $200 billion of the unused TARP funds and the $200 billion so far of the paid-back TARP funds, would take Congressional approval. Yes, he wants to do it, yes, it has to be approved. He can't take the money and do it on the sly

So you think it's fiscally irresponsible to do the jobs/small business stimulus package?

Quote:
I like the part where you say he hasnt spent alot of TARP funds. BECAUSE HE ISNT ALLOWED TO!!!! HELLO!!!
No, not talking about the jobs program, talking about TARP funds, TARP program only, funds that are not going to be disbursed into TARP. Bush started the TARP dispersal, Obama is continuing, but he is NOT going to disperse the final $200 billion already approved before he was elected.


Quote:
What jobs initiatives have been so successful? Unemployment is still at 10%.
?? Nobody said the jobs initiatives have started yet. Nobody expects unemployment to magically drop to 5% in the next few months. You know about the small business and jobs stuff, you've talked about it here.

So basically, all you have to show how Obama has been fiscally irresponsible is .... the above? And your fear of what he will do in the future?

Not very convincing. He may turn out to be a disaster - and you will be free to say, "I told you so!", but he sure isn't yet. Actually, considering the disaster he walked into, he's doing fine so far.
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  #4  
Old 12-12-2009, 12:29 PM
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Cannon Shell Cannon Shell is offline
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Quote:
Originally Posted by Riot
C'mon - if you are going to talk about how fiscally irresponsible Obama is, you have to pay attention to what he has done fiscally. Google: Obama tax cut 2009 Most employees got an immediate deduction in their paychecks (cash in pocket) early this year. There are deductions on this years tax form, too. Mortgage, capital gains adjustments. This has been talked about on this board



Okay, you said Obama has been fiscally irresponsible. The above is a guess about the future. We''ll see. But sorry, no, saying he will probably do something doesn't give him credit for having already been fiscally irresponsible.

A blank here. Except for KNS. Good shot at HOY in the $5K and under division



The first stimulus package kept us out of a depression. You disagree. Draw here.

The budget is not yet passed, so no, you can't use that as something showing his fiscal irresponsiblity, either.



Yes, everyone knows that to use, for job creation and small business "stimulus", $50 billion of the $200 billion of the unused TARP funds and the $200 billion so far of the paid-back TARP funds, would take Congressional approval. Yes, he wants to do it, yes, it has to be approved. He can't take the money and do it on the sly

So you think it's fiscally irresponsible to do the jobs/small business stimulus package?



No, not talking about the jobs program, talking about TARP funds, TARP program only, funds that are not going to be disbursed into TARP. Bush started the TARP dispersal, Obama is continuing, but he is NOT going to disperse the final $200 billion already approved before he was elected.




?? Nobody said the jobs initiatives have started yet. Nobody expects unemployment to magically drop to 5% in the next few months. You know about the small business and jobs stuff, you've talked about it here.

So basically, all you have to show how Obama has been fiscally irresponsible is .... the above? And your fear of what he will do in the future?

Not very convincing. He may turn out to be a disaster - and you will be free to say, "I told you so!", but he sure isn't yet. Actually, considering the disaster he walked into, he's doing fine so far.
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  #5  
Old 12-11-2009, 09:25 PM
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geeker2 geeker2 is offline
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Quote:
Originally Posted by The Indomitable DrugS
Much like Tiger Woods and Lady Gaga ... Obama proved without a doubt in that Peace Prize speech that he's a complete phony trying hard to project a marketable image.

The only thing left to argue is ... of the three ... who is the most talented at their respected craft?

Randy Moss should be elected president.

What would be cool if he selected the other Randy Moss as his running mate - I'd vote for them.
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  #6  
Old 12-13-2009, 02:10 PM
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ddthetide ddthetide is offline
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Quote:
Originally Posted by The Indomitable DrugS
Much like Tiger Woods and Lady Gaga ... Obama proved without a doubt in that Peace Prize speech that he's a complete phony trying hard to project a marketable image.
this piece of Crap didn't even attend the army-navy game, saturday to show support for the military.
the only thing this clown has done since elected, is fly around the world on "free vacations".
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  #7  
Old 12-13-2009, 07:36 PM
GBBob GBBob is offline
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Quote:
Originally Posted by ddthetide
this piece of Crap didn't even attend the army-navy game, saturday to show support for the military.
the only thing this clown has done since elected, is fly around the world on "free vacations".
Why should he have to attend the Army-Navy game?...JFC DT

He's not a piece of crap man...I can't wait until you ( not you) a-holes have to deal with a Liberal in charge for another 4 years....ROTFLMAO
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  #8  
Old 12-13-2009, 08:58 PM
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timmgirvan timmgirvan is offline
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Quote:
Originally Posted by GBBob
Why should he have to attend the Army-Navy game?...JFC DT

He's not a piece of crap man...I can't wait until you ( not you) a-holes have to deal with a Liberal in charge for another 4 years....ROTFLMAO
probably not gonna happen...but keep drinking the koolaid
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  #9  
Old 12-13-2009, 09:13 PM
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Cannon Shell Cannon Shell is offline
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Quote:
Originally Posted by GBBob
Why should he have to attend the Army-Navy game?...JFC DT

He's not a piece of crap man...I can't wait until you ( not you) a-holes have to deal with a Liberal in charge for another 4 years....ROTFLMAO
Honestly you have to admit he is too much of a narcissist to be a real liberal.
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  #10  
Old 12-13-2009, 09:20 PM
GBBob GBBob is offline
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Quote:
Originally Posted by Cannon Shell
Honestly you have to admit he is too much of a narcissist to be a real liberal.
Again..his biggest problem is not being Liberal enough
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  #11  
Old 12-14-2009, 06:32 AM
Danzig Danzig is offline
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Quote:
Originally Posted by GBBob
Again..his biggest problem is not being Liberal enough
in his attempt at pleasing everyone, he will fulfill that adage-he will please no one.
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  #12  
Old 12-11-2009, 09:38 PM
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timmgirvan timmgirvan is offline
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Quote:
Originally Posted by Cannon Shell
LOL

Like the ones that were going to help the consumers with the credit card companies?
2 credit cards, 1 with 7.24% apr have told me to accept 29.99 and 22.99 or opt out by 2/2010
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  #13  
Old 12-12-2009, 12:14 AM
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hi_im_god hi_im_god is offline
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Quote:
Originally Posted by timmgirvan
2 credit cards, 1 with 7.24% apr have told me to accept 29.99 and 22.99 or opt out by 2/2010
i wonder why someone faced with this thinks an adam smith unseen hand free market is the solution.

what's your point? other than the regulation was flaccid and didn't go far enough.
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  #14  
Old 12-12-2009, 12:05 PM
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timmgirvan timmgirvan is offline
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Quote:
Originally Posted by hi_im_god
i wonder why someone faced with this thinks an adam smith unseen hand free market is the solution.

what's your point? other than the regulation was flaccid and didn't go far enough.
the point is that these companies had a bad year so they're getting their losses back raising the rates on ALL customers.
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  #15  
Old 12-12-2009, 12:12 PM
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miraja2 miraja2 is offline
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Quote:
Originally Posted by timmgirvan
they're getting their losses back raising the rates on ALL customers.
But presumably their customers who are fiscally conservative don't ever carry a balance and would therefore be unaffected by interest rate increases. If people pay their bill in full every month, the interest rate on their credit card is pretty meaningless. Only the foolish liberals who spend money they don't have should be affected by credit card rates.
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  #16  
Old 12-12-2009, 01:34 PM
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timmgirvan timmgirvan is offline
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Originally Posted by miraja2
But presumably their customers who are fiscally conservative don't ever carry a balance and would therefore be unaffected by interest rate increases. If people pay their bill in full every month, the interest rate on their credit card is pretty meaningless. Only the foolish liberals who spend money they don't have should be affected by credit card rates.
Everybody has/or uses credit cards to some extent, conservative or liberal.
the blatent point is that THEY arbitrarily raise their rates even to the best of customers....plain simple abuse to their cardholders.
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  #17  
Old 12-12-2009, 01:41 PM
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Cannon Shell Cannon Shell is offline
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Quote:
Originally Posted by timmgirvan
Everybody has/or uses credit cards to some extent, conservative or liberal.
the blatent point is that THEY arbitrarily raise their rates even to the best of customers....plain simple abuse to their cardholders.
in response to the bills trumpeted by Riot several months ago.
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  #18  
Old 12-12-2009, 02:19 PM
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Quote:
Originally Posted by timmgirvan
Everybody has/or uses credit cards to some extent, conservative or liberal.
the blatent point is that THEY arbitrarily raise their rates even to the best of customers....plain simple abuse to their cardholders.
And they won't be able to in another month. So call them, be aggressive, demand the rate you want, and if it doesn't work fire them, keep one card.

And after the new legislation takes effect shop around, you should get some great deals - and no "entry rate then we screw you later in the fine print when you don't notice" , because it will no longer be permitted by law

No giving you a notice that "suddenly starting two months back your interest rate rose". No moving the billing due date around on you so you'll miss it and incur overdue charges. No applying high interest rates to the oldest balances obtained under a lower rate.

It's good legislation. Just hang on through the final temper tantrum of the credit card issuers, because YOU'LL have the power, not them, in another month or so when the legislation takes effect.
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  #19  
Old 12-12-2009, 02:47 PM
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Quote:
Originally Posted by timmgirvan
Everybody has/or uses credit cards to some extent, conservative or liberal.
the blatent point is that THEY arbitrarily raise their rates even to the best of customers....plain simple abuse to their cardholders.
They could raise my rate as high as they want, it doesn't affect me at all.
I use a credit card for everything, and never pay a dime in interest because I never carry a balance.
I just don't like being in debt. Maybe it is simply my inner fiscal-conservative rearing his ugly head.
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