What to do.....car problems

[SentToStud]

Originally Posted by Danzig

you're never alone--always others in the same boat as you!

we talked to our insurance company today. had to report the fender bender of my youngest, who having just turned 16 was not yet on the policy. you have to add him she said. the wreck is covered, since he had our permission to drive the other day...but, he has to go on now she told us. we have four vehicles, two with liability only. one mark has in VA, the other my daughter uses. only one youth per liability, so she said we would have to put eric on a full coverage vehicle--1500 every six months just for him. why?!?! cause they said so, that's why. either that or exclude him, which means if he does drive again, and wrecks, they won't cover.

so guess who won't be driving again, as it was 100 to add kelly every three months, and 750 to add eric. sorry eric.

dammed ins co's. and she has the gall to remind us that they're there to pay a claim---which we pay thru the nose for! 5000 yearly for cars and house x's 12 years. i can do the math, can she?

What does "one youth per liablity" mean?

Do you think $5,000/year for 4 cars and a house is a lot?

Auto/home insurance not my racket but if you've been with the same ins carrier for a long time the biggest thing to think about is to make sure the replacement value assumption used on your house is current. It costs a lot more to rebuild a home today than 12 years ago.