Investors!

Originally Posted by Danzig

i know countrywide contacted us several times about refinancing at a lower rate. BUT, unless the rate is much lower, it's not worth it once you pay all the fees, closing costs, etc. another time they offered a second mortgage to pay off my credit cards. i gleefully replied that i HAVE no credit cards. man was flabbergasted. then he said you should tell others how to do that...then he said no, wait. don't do that, it'll put me out of business!

Aha!
So they see you can make your payments so they try to take on your other debt (which you dont have) to make money off of that. Sounds a bit desperate. Getting into areas they dont belong.

Aside: This is why I like this board. We got a bunch of smart people that share info and I learn more than just horses.