Obamacare Bleeding Out

[Rileyoriley]

Originally Posted by Danzig

The reason i sad talk to someone is so that maybe they can help you understand that one catastrophe with a medical issue can ruin your debt free lifestyle. You have a house paid for, that you are risking every day.
Health insurance with the highest deductible would give you catastrophic care, so that if god forbid you had an emergency, it wouldnt completely wipe you out.
Look outside of the exchange, which only unhealthy or subsidized people should shop thru. Any insurance companies not jnvolved in the exchanges can rate accordingly, whereas those who are in the exchanges have to keep pricing the same in or outside of the exchange.

Not to worry. I understand the risks completely.

[Danzig]

Originally Posted by Rileyoriley

Not to worry. I understand the risks completely.

If you did, you would have insurance. And dont forget, if its affordability that is the issue, you may well qualify for a subsidy.
You have a house...you have assets to protect, and income to protect? You are quite literally flirting with disaster in opting to not buy health insurance. The number one cause of bankruptcy in this country is medical bills. There are three times as many collections made for medical bills then for credit cards.

If you can, start a health savings account also, especially if your employer offers it. Any money in the account is retirement money down the road if you dont use it. It is not use or lose, and is free money if your employer kicks any in.

[Rileyoriley]

Originally Posted by Danzig

If you did, you would have insurance. And dont forget, if its affordability that is the issue, you may well qualify for a subsidy.
You have a house...you have assets to protect, and income to protect? You are quite literally flirting with disaster in opting to not buy health insurance. The number one cause of bankruptcy in this country is medical bills. There are three times as many collections made for medical bills then for credit cards.

If you can, start a health savings account also, especially if your employer offers it. Any money in the account is retirement money down the road if you dont use it. It is not use or lose, and is free money if your employer kicks any in.

It was you and GR who don't understand. "Not to worry. I understand the risks completely" was my polite way of saying butt out. I didn't ask for your advice concerning my private life. Good luck with all your medical issues.

[Danzig]

Well, that is true, i do not understand at all. Well, at least the people i deal with on these issues every day at work understand i am there to help them and that they trust my judgement.

[GenuineRisk]

Originally Posted by Rileyoriley

It was you and GR who don't understand. "Not to worry. I understand the risks completely" was my polite way of saying butt out. I didn't ask for your advice concerning my private life. Good luck with all your medical issues.

You're the one who volunteered it on a horse racing blog.

[GenuineRisk]

Originally Posted by Rileyoriley

Not to worry. I understand the risks completely.

No you don't.

[GenuineRisk]

And in general health care advice, having just come back from burying my father, barely a year and a half after burying my aunt, those DTers who are still smoking, please quit. If not for yourselves, do it for those who love you and will grieve you when you leave them too soon.

[Danzig]

Originally Posted by GenuineRisk

And in general health care advice, having just come back from burying my father, barely a year and a half after burying my aunt, those DTers who are still smoking, please quit. If not for yourselves, do it for those who love you and will grieve you when you leave them too soon.

we quit 19 years ago. what a waste of money, it literally goes up in smoke.

[Pants II]

Destroy cultural Marxism and take our country back from overbearing dumb asses.

[GenuineRisk]

Originally Posted by Danzig

we quit 19 years ago. what a waste of money, it literally goes up in smoke.

I'm glad. I wish my dad and maternal aunt (and hell, for that matter, my grandparents, who both died at 65 from heart attacks) could have stopped, too. My aunt actually survived a heart attack at 62 and still couldn't kick the habit. She didn't survive the second one a couple of years later.

[Danzig]

Originally Posted by GenuineRisk

I'm glad. I wish my dad and maternal aunt (and hell, for that matter, my grandparents, who both died at 65 from heart attacks) could have stopped, too. My aunt actually survived a heart attack at 62 and still couldn't kick the habit. She didn't survive the second one a couple of years later.

A few years ago, i was in a hospital parking lot....shaking my head at a patient. Wheeled himself out to curb, iv in tow, hacking and coughing in his wheelchair while having a smoke. Smh