Thorn Song confusion furthers Zayat intrigue

[Antitrust32]

Originally Posted by prudery

Ky Jelly---that is hilarious ...

The website I put up is wrong--I will get you the link so you can see ...

It also says " final payment " on it ...

You may not know me, but I am adverse to putting up shiat, and here you get drilled --and maybe rightly so--for posting what may not evcen be shiat--so I wasn't talking out of the wrong end ...

I found the check you dont have to post it and you are right it does say mortality. I really have no idea why the check is on a website though.

And you were not posting shiat.. If companies want to pay out mortality claims on horses that are alive.. more power to them!

[Theatrical]

Copy of insurance check:

http://media.kentucky.com/smedia/201...filiate.79.pdf

[prudery]

Originally Posted by Antitrust32

I found the check you dont have to post it and you are right it does say mortality. I really have no idea why the check is on a website though.

And you were not posting shiat.. If our competitors want to pay out mortality claims on horses that are alive.. more power to them! because they wont be in business very long!

The check is on that website because the reporter that started the ball rolling apparently continued to do so--it is pretty weird ...

BTW---I had a friend who lost a horse to colic and there was a mortality claim paid out on a deceased animal WITHOUT a necropsy---it may be rare but it does happen ...

[Antitrust32]

Originally Posted by prudery

The check is on that website because the reporter that started the ball rolling apparently continued to do so--it is pretty weird ...

BTW---I had a friend who lost a horse to colic and there was a mortality claim paid out on a deceased animal WITHOUT a necropsy---it may be rare but it does happen ...

check your PM box..

I just talked with my boss and I'll put a foot in my mouth and prudery is correct about the Thorn Song situation. I guess we've paid out wobbler claims under the mortality part and kept the horse alive.

She told me a hypothetical Barbaro situation where you could pay out a mortality claim on a live horse..

when Barbaro was too bad to survive his laminitis and euthenasia is recommended by the vet.. we would pay the mortality claim. but if someone involved in the situation then wanted to try to remove a bad leg and add a prostetic (sp?) leg to try to save the horse, the mortality claim would have still been paid but the horse would still be alive. Basically unconventional treatment after the horse was bad enough to be destroyed. I assume the reason I've never seen or heard of this are that most owners dont have an unlimited supply of money to put into saving their horses life above and beyond normal treatment.

I guess you learn something new every day! I've never seen a situation like that and the claims adjuster I asked also didnt think it was possible but my boss set me straight.

[prudery]

Originally Posted by Antitrust32

check your PM box..

I just talked with my boss and I'll put a foot in my mouth and prudery is correct about the Thorn Song situation. I guess we've paid out wobbler claims under the mortality part and kept the horse alive.

She told me a hypothetical Barbaro situation where you could pay out a mortality claim on a live horse..

when Barbaro was too bad to survive his laminitis and euthenasia is recommended by the vet.. we would pay the mortality claim. but if someone involved in the situation then wanted to try to remove a bad leg and add a prostetic (sp?) leg to try to save the horse, the mortality claim would have still been paid but the horse would still be alive. Basically unconventional treatment after the horse was bad enough to be destroyed. I assume the reason I've never seen or heard of this are that most owners dont have an unlimited supply of money to put into saving their horses life above and beyond normal treatment.

I guess you learn something new every day! I've never seen a situation like that and the claims adjuster I asked also didnt think it was possible but my boss set me straight.

Thanks for looking into this and reporting back ...

Weird things happen in weird situations and this was one ...

Recall a few other mortality claims paid off on live animals, but since I couldn't document but the colic one, I didn't ...

Am I qualified to teach Insurance 101 now--just joking ..

[dagolfer33]

.....I was going to theorize that someone at the insurance company might have gotten a kickback but apparently yall have it figured out. This was a weird situation.

[Sightseek]

Follow-up on Thorn Song:

http://www.bloodhorse.com/horse-raci...chance-at-life

[Danzig]

amazing and great to hear!! a step in the right direction in hopefully combatting a vicious disease.


from the article:

Though the insurance claim was paid off, as a “last ditch effort” rather than euthanize Thorn Song, Herthel decided to try stem cell therapy, a groundbreaking procedure in which bone marrow is used to help regenerate tissue. Alamo Pintado was the first private equine practice in the United States to open an onsite stem cell laboratory and has used the procedure to successfully treat hundreds of horses with joint, tendon, and ligament injuries. However, Herthel said they have performed stem cell therapy on only a handful of horses with lamintis.
“I thought there would still be a less than 10% chance for him even if we tried stem cell,” said Herthel. “But within 48 hours we saw a turnaround. There was a dramatic decrease in pain and swelling, and within two weeks we started seeing amazing hoof growth. We were blown away.
“It went beyond our expectations. It may be the most exciting thing I have ever seen. Technology is moving forward.”
Herthel said that Thorn Song, who is now owned by North American Specialty, is “not out of the woods yet,” but at this point is comfortable and his hoof continues to grow. He said Thorn Song’s quality of life is currently excellent and expects to have the horse at Alamo Pintado for a couple more months. He estimated that there is a 70% chance of Thorn Song becoming a stallion.