changes in the claiming game?

[Danzig]

no system is full proof. that being said, all systems can be improved, claiming would definitely be one of those.

i think a claim should be invalid if a horse fails to finish, or breaks down. that happens--who the hell wants to pay out money for a horse that sadly had to be put down? yet it happens. if there's any insurance at all on a horse who just got claimed, but is put down, who gets any payout? after all, the claimer hasn't paid on any policy. that part i feel definitely needs changing.
also, it would be nice if a claim wasn't put thru unless a horse was passed by a vet--a NEUTRAL vet. obviously if you put in a claim for a horse and he stinks up the track you wouldn't want the claimer to encourage his vet to find something so as to void the claim.

also, re this auction idea. how long after the race would you wait? some horses look ok immediately after a race, but once cooled down are lamer than the day is long. and look lame til warmed up.

presumably a horse has to be racing fit to race--but we're not that naive. but i know i wouldn't want to claim a horse and then find he's not fit for even the lowest level of racing.

[Rupert Pupkin]

Originally Posted by Danzig188

no system is full proof. that being said, all systems can be improved, claiming would definitely be one of those.

i think a claim should be invalid if a horse fails to finish, or breaks down. that happens--who the hell wants to pay out money for a horse that sadly had to be put down? yet it happens. if there's any insurance at all on a horse who just got claimed, but is put down, who gets any payout? after all, the claimer hasn't paid on any policy. that part i feel definitely needs changing.
also, it would be nice if a claim wasn't put thru unless a horse was passed by a vet--a NEUTRAL vet. obviously if you put in a claim for a horse and he stinks up the track you wouldn't want the claimer to encourage his vet to find something so as to void the claim.

also, re this auction idea. how long after the race would you wait? some horses look ok immediately after a race, but once cooled down are lamer than the day is long. and look lame til warmed up.

presumably a horse has to be racing fit to race--but we're not that naive. but i know i wouldn't want to claim a horse and then find he's not fit for even the lowest level of racing.

You can buy something called "claim insurance", so that if the horse you claim breaks down and is put down, you would get your money back.

[Danzig]

Originally Posted by Rupert Pupkin

You can buy something called "claim insurance", so that if the horse you claim breaks down and is put down, you would get your money back.

hmm.

thanks for the info!

but then, i should have figured that. i think you can insure anything anymore.

[Scav]

Originally Posted by Rupert Pupkin

You can buy something called "claim insurance", so that if the horse you claim breaks down and is put down, you would get your money back.

Richi, how much does something like this cost, say on a 20k Claim

[Cannon Shell]

Originally Posted by Scav

Richi, how much does something like this cost, say on a 20k Claim

I believe 5% of claiming price. Some states HBPA's offer free claming ins to members under a group policy.

[Scav]

Originally Posted by Cannon Shell

I believe 5% of claiming price. Some states HBPA's offer free claming ins to members under a group policy.

so 20k plus 1k to insure....interesting...

Yo Cannon, do first time owners have to hook a trainer up, up front, like a 5k advance to train the horse or is it on the honor system?

[Cannon Shell]

Originally Posted by Scav

so 20k plus 1k to insure....interesting...

Yo Cannon, do first time owners have to hook a trainer up, up front, like a 5k advance to train the horse or is it on the honor system?

Even though I love your advance idea, usually you get billed at the end of the month.

[Scav]

Originally Posted by Cannon Shell

Even though I love your advance idea, usually you get billed at the end of the month.

I see why it is a pain in the ass then, people don't pay their regular life bills and then they have to pay for the friggin horse, which I am assuming is more then just the day rate but also the meds and medical maintence included in that monthly bill

[Rupert Pupkin]

Originally Posted by Cannon Shell

I believe 5% of claiming price. Some states HBPA's offer free claming ins to members under a group policy.

I don't think it's nearly that expensive. It only costs 5% to insure a horse for the whole year. I think the claim insurance only insures the horse for one race. I don't think it would be 5% to insure a horse against a one-time chance of a breakdown in the race you claim him.