ACA Supreme Court Tuesday

[Danzig]

Originally Posted by horseofcourse

What's different other than a mandate forcing you to buy unbelievably expensive insurance you can't afford? The insurance companies are already there. I have caddilac insurance and still pay well over 5 thousand dollars out of pocket every single year for my family with co pays, deductibles etc. Granted, I have a pre-existing condition etc, so I will pay more. But even with a superb plan, it's breaking me...the costs.

what's different is that those of us paying will continue to pay more and more...both in higher premiums and in higher taxes, since the way they're attempting to force people to buy coverage who can't afford to pay is by subsidizing their premiums- and their stop losses. essentially the govt has passed something that keeps insurance companies in business, assures them of a buying public, but does absolutely nothing to handle rising costs which is caused by a variety of factors. you've got a govt telling ins. cos they must add fringe benefits, take on all comers regardless of health-of course that will make those of us paying premiums see the prices explode.
ACA supposedly doesn't take effect til '14, but certain things are already occuring-including supposedly having the feds set aside money now for the bills that will start coming due in a couple years. yeah, cause they're so good at budgeting money.
the reason they won't even attempt single payer is because it would put a lot of folks out of work-there would be no bcbs anymore, or humana, united healthcare, etc. there wouldn't be a need for health ins. companies anymore. problem is, back when they should have done this, they didn't. now, you're trying to change this humongous mess which would have a lot of negative consequences...so they're trying to take what we have, and make it fit. it's not going to work. and what it all boils down to-how does the fed have the right to tell someone they must purchase a product-one that is really an intangible at that. you buy a car, you have a car. you see it, it's there, you can use it. when's the last time you washed your insurance policy? took it for a drive? read it even? it's there if you need it. because it's a different type of product, a promise of a service if there's a need, all the rules are different. the mindset is different.
would everyone be better off with coverage? yes. but how do you force it? there's only one way to actually, legally, constitutionally guarantee medical coverage for everyone. until it gets to where more need/want it than don't, there won't be a push.
but right now, most of the country is covered in some form or fashin. whether thru medicare, medicaid, buying on their own, or thru a group. but obama and congress are attempting to create this monstrosity that will essentially add coverage for some, while making changes that affect many-and for many affected, the change is negative.