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  #1  
Old 03-06-2007, 08:22 AM
SentToStud's Avatar
SentToStud SentToStud is offline
Arlington Park
 
Join Date: May 2006
Posts: 4,065
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1. Don't call the other guy's insurance company. They won't respond.
2. Don't call the guy. He won't respond.
3. DO call your insurance agent ASAP. Get them started on helping you file a claim.
4. DO take pictures of your damage and, if possible, the location of the accident and the other guy's car.
5. DO try to push back the effective date of your new coverage. Assuming you were covered by yor "old" insurance carrier when the accident occurred, they will be more helpful to an existing customer than a former client.
6. In the future, keep a cheap single use camera (with flash) in your vehicle. When you're in an accident snap off the entire roll. $5 well spent.
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Old 03-06-2007, 05:24 PM
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2MinsToPost 2MinsToPost is offline
The Curragh
 
Join Date: May 2006
Posts: 2,760
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FYI

I still was insured thru my existing insurance company, whom I have been with for close to 10 years. I was ready to make a change, this week in fact, untill this individual crashed into my car.

No I had not been drinking. I have not been behind the wheel with any amount what so ever of alcohol since my last arrest which resulted in a ton of legal trouble which many on here know of. Those days are behind me.

The guy who hit me, his insurance company was out today and did an estimate on my car. $2,300 is what they have it at.

I then went to the local body shop which has a great reputation and had an estimate done. I did not tell them about the previous estimate. They had it at just a little above $2,000. I was shocked. Thought they would have been higher.

Only thing now that I am waiting on is for his insurance company to reach him, once that happens the wheels will be put in motion and my baby will be fixed. The rental car company is even gonna meet me at the body shop when I drop off my car and when it is done they will pick up the rental.

If his insurance company is unable to reach him, the repairs will still be made but I will have to wait a couple extra days.

All systems go. Thank God.
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  #3  
Old 03-07-2007, 07:05 PM
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2MinsToPost 2MinsToPost is offline
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Last post from me on this

Car will be in the shop Monday, and his insurance company ALREADY HAS aranged a rental car.

Cool

I am staying with my existing insurance company another cycle (3 months), then moving on.

Thanks for the advice!
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