Quote:
Originally Posted by GenuineRisk
How is this the fault of the ACA? Does Anthem no longer offer PPOs?
Huh, $367 a month. Back in 1998, as a healthy non-smoker in my 20s, making barely $30,000 a year I was paying $309 a month for an HMO. You'll forgive me for thinking you're getting a deal.
|
That is correct. Anthem no longer offers the plan I had before. It didn't meet the ACA standards. I think I'm getting a terrible deal. I have a high deductible and Anthem never pays for anything. I don't think they've paid a single penny for any doctor's visits I've made for the last couple of years. I'm spending $4,500 a year for nothing. A couple of times I had some minor running injuries and I needed an MRI. I paid cash. It was much cheaper that way. The only way the insurance will help me is if I get some type of catastrophic illness. I guess the insurance also saves me some money on medication but I'm not on any medication. If I go for a yearly physical it will only save me money if I go with one of their doctors. They don't cover my doctor any more.