Obamacare is working

[Danzig]

again, huge difference between mandating car insurance vs health... you have to buy it to protect 'the other guy', not yourself.
the liability portions are for those who suffer damages due to your causing an accident.
comp and collision are required by the lienholder to protect their financial interest while you owe money on the vehicle. once it's paid for, you can drop those coverages.

and of course you don't pay a penalty unless you get caught driving without it. and as many as 1 in 4 ark drivers chooses to do just that.
you can always decide not to buy a car if you don't want to buy car insurance, whereas obamacare doesn't let you opt out.