Good letter

[Riot]

Originally Posted by Smooth Operator

Lol ... gramps won't be able to get his knee replaced, eh, wiphan?
Con fear machine hitting on all cylinders now...

Did you miss my story? My private, ultra-good bells-and-whistles Humana plan (for which I paid over $400 a month for, privately, as I am self-employed) approved and qualified me to have a knee replacement (both the doctors office and the hospital got approval, in writing, that the insurance company would pay, which is usual for any hospital admittance) - then a few months later, they decided they were not paying.

They gave me two choices: I could sign off and agree they wouldn't pay for what they already agreed to, and what was covered under my plan; or, if I didn't agree, the blackmail to that was they would cancel my entire policy from the beginning, and refund all my premiums minus what they paid out already on other conditions.

This is entirely legal for you to sign a contract and your insurance company to be able to renege at any time, with you having no recourse. Read your insurance contract. The Kentucky Insurance Commission said, "Nothing we can do".

I am currently sueing them. I will be lucky to get half of it paid, and it will take years. Insurance companies take the least expensive road.

The above is what private insurance companies do to keep profitable. When you have a large claim, they will try anything to put the policy in recission.

And the Healthcare reform act will END the above practice.