Quote:
Originally Posted by Danzig
my husband likes the idea of low, low deductibles. i'm the opposite-especially considering that we never (knock on wood) come close to hitting a deductible limit in a calendar year. so why pay a high premium for a low, low deductible?
so, i suggested the highest ded. plan. you should have seen his face. lol i showed him the math, but he doesn't look at total numbers like i do. he says 'if i pay for ins,i shouldn't have to pay a high ded. too).
so we split the difference, and went with the middle deductible. save me about $150/160 a month.
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i used to do the middle plan also... its a good one.
now i pay $25 a paycheck for a 2500 deductable.
thankfully, i havent been in the hospital since 2006, but i have some health issues that can put my there (ulcerative colitis.. it sucks).
so hopefully things will stay like they have been recently health wise (personally) in the future.