[Antitrust32]

Originally Posted by PatCummings

This entire story is stupid four ways from Sunday.

The bank cuts an insurance check on a horse who didn't die.
The owner, presumably...right, cashes an insurance check on a horse that isn't dead.
Someone, somewhere has this horse, alive...right???

Cashing an insurance check on a live horse, sent to you because he is presumed dead...is, in my opinion, an exercise in fraud, no? If that ISN'T fraud, what is? If you absolutely, wholeheartedly, cashed this check, knowing the horse isn't dead...

Now, the bank is just as stupid for not confirming the horse is dead. A phone call from a vet would do the trick - banks call firms to confirm funds available all the time - can't make this call?

Either way - ridiculous.

Is Thorn Song really dead?

A bank doesnt cut the check, and insurance company does. And we require necropsy reports (like autopsy for horses) to pay out any mortality claims.