Obamacare Bleeding Out

[Rudeboyelvis]

Originally Posted by Crown@club

For the condescending:
My monthly insurance went from $625/mo for my family to over $1100/mo with a $10,000 deductible having no claims at all!

Having to change over to a policy now costing $780 a month and I swear the only difference is slimming down the hospital/physicians in the network.

The 2 posters bragging about how terrific it is are the takers that don't put anything into the system. Rather than questioning why a Hospital charged Obamacare 16K for a procedure, they smugly scoff about how they "made out" while you bear the brunt of their costs.

It will be refreshing when the Insurance Lobbies don't have the White House in their back pocket and the Insurance Companies will actually have to "compete" for business, thus lower health care costs.

Doubly refreshing when it will take an orange-skinned misogynist with no ties to, thus owing no favors to the insurance industry, to make it happen.

[jms62]

Originally Posted by Rudeboyelvis

The 2 posters bragging about how terrific it is are the takers that don't put anything into the system. Rather than questioning why a Hospital charged Obamacare 16K for a procedure, they smugly scoff about how they "made out" while you bear the brunt of their costs.

It will be refreshing when the Insurance Lobbies don't have the White House in their back pocket and the Insurance Companies will actually have to "compete" for business, thus lower health care costs.

Doubly refreshing when it will take an orange-skinned misogynist with no ties to, thus owing no favors to the insurance industry, to make it happen.

What does the statement I highlighted mean?

[Danzig]

Originally Posted by jms62

What does the statement I highlighted mean?

he seems to think I'm unemployed. that's hilarious. and my healthcare is thru UHC, for which I pay. we sure don't qualify for any subsidies. the reason I put what I did, is people like to bitch and bash on insurance....til they need it.
came back before I was supposed to, because this office is my 'baby'. we've had health insurance, tony and I, for the entire 30 years we've been married, and both were in military at the time. been paying into the system since I was a teen, worked before I graduated high school.

what is amazing to me, is when i disagree with someone, and then they paint an entire picture about me.
I'm not obese, not a taker, have been a responsible adult who raised three kids, served my country..... I own a home, on which I pay taxes, 42 acres on a lake, 2 business locations. he's an electrician. but yeah, I'm a taker.

as for the other taker...so, we work, we retire, we get on medicare at 65....paid into the system, but then we're takers??? surely not!

[bigrun]

Originally Posted by Danzig

he seems to think I'm unemployed. that's hilarious. and my healthcare is thru UHC, for which I pay. we sure don't qualify for any subsidies. the reason I put what I did, is people like to bitch and bash on insurance....til they need it.
came back before I was supposed to, because this office is my 'baby'. we've had health insurance, tony and I, for the entire 30 years we've been married, and both were in military at the time. been paying into the system since I was a teen, worked before I graduated high school.

what is amazing to me, is when i disagree with someone, and then they paint an entire picture about me.
I'm not obese, not a taker, have been a responsible adult who raised three kids, served my country..... I own a home, on which I pay taxes, 42 acres on a lake, 2 business locations. he's an electrician. but yeah, I'm a taker.

...My story is similar...been retired for some time and wife and I are on medicare...and we are both AF vets...

[Rudeboyelvis]

Originally Posted by jms62

What does the statement I highlighted mean?

They both (one of them in particular) spends a great deal of time in this thread spreading misinformation about the benefits of ACA, yet neither has seen their premiums increase upwards of 60% as a result.

They smugly brag about how little they pay out of pocket while the small business owners and the working class of this country w/o company offered discounted health insurance have been not only forced to enroll, but now pay upwards of 1000.00 a month for crappier insurance that they used to pay 500.00 a month for.

And would rather talk down to the folks getting screwed than question why it is so absurd in the first place.

Typical socialists.

[Danzig]

Originally Posted by bigrun

...My story is similar...been retired for some time and wife and I are on medicare...and we are both AF vets...

a lot of people say the best insurance they've ever gotten is once they are on medicare. that everything til that point is high, premium and then the bills. too true. we pay about 1400 a month for the two of us. but, in the last two years, I've hit my deductible both years, he has this year. my neck surgery was about 30k, and then I'm still getting bills for this. thankfully we had it.

I just hope for the day of single payer. because, altho more people than ever are insured because of the aca, the plan is untenable. it won't work in the long run. in some places, it already isn't working in the short run. it's a convoluted mess. but, it's still better than not having insurance at all....and I'm sure a lot of the people still without coverage are in that spot because they live in a state that didn't expand Medicaid. they don't make enough for a subsidy...they're screwed.

[Danzig]

http://m.huffpost.com/us/entry/us_57...b08608d332956a

[Rudeboyelvis]

In addition to UHC, Aetna now dropping out of 70% of the ACA markets:

>>>Aetna Inc. will withdraw from 11 of the 15 states where it currently offers plans through the Affordable Care Act exchanges, becoming the latest of the major national health insurers to pull back sharply from the law’s signature marketplaces after steep financial losses.

Aetna’s move will sharpen concerns about competitive options in the exchanges—and it puts at least one county, Pinal in Arizona, at risk of having no insurers offering exchange plans in 2017, a circumstance that would present a major challenge to the basic mechanics of the ACA.

The law mandates that most people acquire health coverage, and offers subsidies to lower-income consumers who don’t qualify for Medicaid. To obtain the subsidies, though, people are supposed to purchase their plans through ACA exchanges.<<<

http://www.foxnews.com/politics/2016...t-markets.html

But you can...keep.....your.......Doc........Nevermind

[OldDog]

Originally Posted by Rudeboyelvis

In addition to UHC, Aetna now dropping out of 70% of the ACA markets:

>>>Aetna Inc. will withdraw from 11 of the 15 states where it currently offers plans through the Affordable Care Act exchanges, becoming the latest of the major national health insurers to pull back sharply from the law’s signature marketplaces after steep financial losses.

Aetna’s move will sharpen concerns about competitive options in the exchanges—and it puts at least one county, Pinal in Arizona, at risk of having no insurers offering exchange plans in 2017, a circumstance that would present a major challenge to the basic mechanics of the ACA.

The law mandates that most people acquire health coverage, and offers subsidies to lower-income consumers who don’t qualify for Medicaid. To obtain the subsidies, though, people are supposed to purchase their plans through ACA exchanges.<<<

http://www.foxnews.com/politics/2016...t-markets.html

But you can...keep.....your.......Doc........Nevermind

https://youtu.be/LAf0QnLFS7Q

[OldDog]

SHOT: "The Illinois Department of Insurance said Wednesday it has submitted rate increases to the federal government that for some types of plans average 43 percent to 55 percent.

The Center for Medicare and Medicaid Services will decide rates. But the numbers released Wednesday confirm the fears of consumers, who’ve already watched a number of insurance companies withdraw from the Obamacare exchange because of financial losses, limiting choices as people prepare to enroll for 2017.

Rates could increase by an average of 44 percent for the lowest-priced bronze plans, 45 percent for the lowest-priced silver plans and 55 percent for the lowest-priced gold plans, according to a preliminary analysis released by the state Wednesday."
http://www.chicagotribune.com/busine...824-story.html

CHASER: Obamacare Website No Longer Addresses 'You Can Keep Your Doctor'
http://www.weeklystandard.com/obamac...rticle/2003956

It's working.

[Pants II]

If you like your doctor well you can go f.uck yourself.

[OldDog]

Meanwhile, my GP told me during my annual that he is changing his practice to a "concierge model." I can remain his patient for $1,850 a year. I see him on average 1.5 times a year, so ~$1,233 a visit. He seemed surprised when I told him I won't be signing up.

[OldDog]

More Choices, Greater Competition -- Health Insurance Exchange
The proposal creates a new insurance marketplace that lets individuals and families without coverage and small business owners pool their resources and increase their buying power to make insurance more affordable. Private insurance companies will compete for business based on cost and quality and they’ll have to follow common-sense rules of the road that rein in the worst insurance industry abuses.

https://www.whitehouse.gov/health-ca...itlei/exchange

Yeah, it STILL says that.

In 2016, 85 percent of all Obamacare enrollees had three insurers from which to choose. In 2017, that number drops to 62 percent. This year, an estimated 300,000 enrollees had only one insurer available to them, which comprised only 2 percent of overall enrollment. Next year, 2017, that number will grow to 2.3 million – an estimated 19 percent of all enrollees, an eightfold increase. The same percentage will only have two choices, up from 12 percent in 2016.

http://www.thefiscaltimes.com/Column...onsumer-Choice

Aetna announced that it is pulling out of eleven of the 15 states where it currently sells products on the ACA’s exchanges because of continued large financial losses from these products. The company has lost $430 million since January 2014 on insurance plans sold through Obamacare, with more losses coming through the remainder of this year.

Other major national insurers have also pulled back substantially from their participation in the ACA. United Healthcare has lost $1.3 billion so far on the exchanges and will reduce its participation in the program from 34 states to just three in 2017. Humana is reducing its participation in the program from 19 to eleven states.

Blue Cross Blue Shield of Tennessee estimates that it will have lost $500 million on the state’s exchange by the end of 2016. The insurer asked and received permission from the state’s insurance regulator to hike premiums 62 percent for 2017. The other major insurers in the state — Cigna and Humana — have received permission to raise premiums by 46 and 44 percent, respectively.
Texas Blue Cross has lost $1 billion on the ACA exchange in two years, and has asked for a 60 percent premium increase for 2017.

Blue Cross and Blue Shield of Minnesota has largely pulled out of the insurance exchange for 2017 because of $500 million in losses during the first three years. The Blues plan in North Carolina has lost $400 million on the ACA exchange and is currently evaluating whether to continue participating in the program in 2017 and beyond.

The average premium increase nationwide for plans offered on the ACA exchanges is 24 percent for 2017. In California, where premium growth for insurance plans offered on the state’s exchange was relatively modest in 2015 and 2016, the average increase for 2017 will be 13 percent.

The consulting firm McKinsey estimates that between 12 and 17 percent of exchange customers will be picking from plans offered by only one insurer in 2017.

http://www.aei.org/publication/a-pub...bly-the-point/

https://youtu.be/LAf0QnLFS7Q

[Crown@club]

Add Indiana University Health Plans to the growing list of companies leaving the ACA.

[Rudeboyelvis]

Oh boy, the rats are jumping ship.

http://www.foxnews.com/politics/2016...zy-system.html

“The people … out there busting it, sometimes 60 hours a week, wind up with their premiums doubled and their coverage cut in half,” Clinton said. “It’s the craziest thing in the world.” ~ William Jefferson Clinton 10/3/2016

No sh1t, Bubba. Ya don't say?

[Rupert Pupkin]

OBAMA ADMINISTRATION CONFIRMS DOUBLE-DIGIT PREMIUM HIKES

http://hosted.ap.org/dynamic/stories...10-24-17-03-27

"In some states, the premium increases are striking. In Arizona, unsubsidized premiums for a hypothetical 27-year-old buying a benchmark "second-lowest cost silver plan" will jump by 116 percent, from $196 to $422, according to the administration report."

That's not bad. LOL

[casp0555]

https://assets.donaldjtrump.com/Healthcare_Reform.pdf

Plans to repeal this mess....

https://www.hillaryclinton.com/issues/health-care/

plans to make AHC better

This is one of the major issues I will be basing my vote on

Think about this...
By 2026 one-fourth of our population will be on Medicaid or the Children’s Health Insurance Program. [Congressional Budget Office, March 2016)