The US Private Healthcare System fails again

[Honu]

Originally Posted by Riot

Sorry I responded to a comment in a thread I posted, about the title of my thread. How effing dare I.

No need to be sorry just admit you were mistaken that my first comment was directed at you, when in fact it wasnt directed at anyone, and have yourself a fine day.

[Riot]

Originally Posted by Honu

No need to be sorry just admit you were mistaken that my first comment was directed at you, when in fact it wasnt directed at anyone, and have yourself a fine day.

Honu: The parents should sue the U.S. for not having universal health care coverage for this non U.S citizen?

Riot: Not something I said. Try Dell. Sounds like something he'd say.

Honu: Ok then I read the title of the thread wrong which states the US Healthcare system failed again. I thought you meant that our healthcare system failed because it expected the next of kin to pay the bill for medical treatment in trying to save the life of their loved one.

Yes: Very sorry I responded to those posts! Both of them!

[dellinger63]

Bottom line is the best healthcare in the world is expensive. So expensive some can't afford it. Homogenizing it into some sort of one fits all system is not going to fix anything.

The fact some girl in Alabama has leukemia and parents don't have insurance is sad, very sad. But her insurance or lack of it is not the responsibility of others trying to provide for their own daughters. Americans with the means are very charitable and it is with them these charities parents should seek help.

Insurance policies are rising more rapidly than ever in anticipation everyone will be forced to pay more to equal out paying for the monstrous premiums required for insuring a kid with a pre-existing condition of leukemia times millions.

[Danzig]

actually, it's not that expensive dell. ever get a quote on it? for my son, 25 and a smoker, it's about $20 a week thru bc/bc-NOT group coverage mind you.
family of five the other day-about $300/month. and it's also contingent on deductibles and the like. higher deductibles, lower premiums.
truth is most people CAN afford it;most people choose not to. they're young and healthy and don't see a need, not thinking about 'what if?'. the expense comes in when you're overweight, smoker, bad health, etc, etc. you have to pay more-so states have programs in place for high risk or high cost. here in arkansas, you get one decline from one carrier and you can get coverage thru the states program called 'chip'.
but, so many people don't get it. then when they need it, they wish they had it. you know, just like car insurance, homeowners, life insurance. same thing. then they complain because the bills are so high. yes, yes they are.

[dellinger63]

Originally Posted by Danzig

actually, it's not that expensive dell. ever get a quote on it? for my son, 25 and a smoker, it's about $20 a week thru bc/bc-NOT group coverage mind you.
family of five the other day-about $300/month. and it's also contingent on deductibles and the like. higher deductibles, lower premiums.
truth is most people CAN afford it;most people choose not to. they're young and healthy and don't see a need, not thinking about 'what if?'. the expense comes in when you're overweight, smoker, bad health, etc, etc. you have to pay more-so states have programs in place for high risk or high cost. here in arkansas, you get one decline from one carrier and you can get coverage thru the states program called 'chip'.
but, so many people don't get it. then when they need it, they wish they had it. you know, just like car insurance, homeowners, life insurance. same thing. then they complain because the bills are so high. yes, yes they are.

ask for a hypthetical quote with pre-existing leukemia or self inflicted diabetes

[Danzig]

Originally Posted by dellinger63

ask for a hypthetical quote with pre-existing leukemia or self inflicted diabetes

obviously any pre-existing conditions will affect rates. but if people bought insurance, they would be covered should a health issue arise. after they get ill, then they cry about the system. it's called closing the barn door after the horses all escaped.

[dellinger63]

Originally Posted by Danzig

obviously any pre-existing conditions will affect rates. but if people bought insurance, they would be covered should a health issue arise. after they get ill, then they cry about the system. it's called closing the barn door after the horses all escaped.

Agreed and that's part of the reason why people shouldn't have babies if they can't afford them.

The problem is in the present there are a whole bunch of folks with diseases and no insurance who will be required to have insurance under Obamacare. Because of astronomical premiums they won't be able to afford it hence that responsibility will fall on others who are already struggling in there own lives.

[Riot]

Originally Posted by Danzig

obviously any pre-existing conditions will affect rates. but if people bought insurance, they would be covered should a health issue arise. after they get ill, then they cry about the system. it's called closing the barn door after the horses all escaped.

Or They are not allowed to purchase insurance due to pre-existing conditions (nobody would sell to them)

Or they could purchase insurance, except it costs an unaffordable hundreds or thousands a month because they have health conditions (and still won't cover everything).

Or, they had insurance, but the company retroactively decided they wouldn't cover a condition included in the contract.

Fifty million Americans are uninsured, and it's not because they are too cheap to purchase insurance and cry about the system.

The 700 thousand medical bankruptcies in this country are mostly from people who have health insurance, but went bankrupt paying for what the insurance wouldn't cover.

We had a broken, unworkable private, for-profit healthcare system, and that has proven to work terribly for everyone but the insurance profit margin.

The ACA has already made it illegal for the insurance company to deny treatment for pre-existing conditions, kick someone off insurance due to lifetime caps, made preventive care more affordable for seniors on Medicare, removed $500 billion in Medicare waste from the system, provided temporary exchanges where the uninsurable can purchase insurance at affordable prices, closed the donut hole for seniors on Medicare and lowered their drug costs, and allowed young adults to remain on insurance policies until they are 26 (rather than having no insurance)

The Republican candidates all say they will repeal the above current law the day they get into office.

[Riot]

Originally Posted by dellinger63

Bottom line is the best healthcare in the world is expensive. So expensive some can't afford it.

We don't have the best-rated healthcare in the world. We are rated 37th in quality and access; and first in cost, paying nearly double the percentage of GDP compared to what other first world countries pay for their health care. Private health insurance is a model that is decades old. We need to step into the 21st century. We are part way there with Obamacares.

[dellinger63]

Originally Posted by Riot

We don't have the best-rated healthcare in the world. We are rated [b]37th in quality.

So when the King of Saudi Arabia flew his crew to America for care it was because 37 was his lucky number? Don't be such a fool.

[Clip-Clop]

How exactly did the healthcare system fail?
Your follow up arguments say that it did not fail.

[Riot]

Originally Posted by dellinger63

So when the King of Saudi Arabia flew his crew to America for care it was because 37 was his lucky number? Don't be such a fool.

First, lose the insult

Second: the King of Saudi Arabia doesn't have much to do with ranking the healthcare system for 300 million people. Our archaic private healthcare system is the most expensive in the world, and one of the least effective.

http://www.photius.com/rankings/healthranks.html

Overall rank: 37th , behind every other first world country
Preventable deaths: 14th
Health-life expectancy: 24th

Total health expenditures as %GDP: 2nd, (behind the Marshall Islands) most expensive first world healthcare in world

Health performance rank of 8 factors (system performance, cost, % you pay into system, insurance, etc): 72 nd

The problem is in the present there are a whole bunch of folks with diseases and no insurance who will be required to have insurance under Obamacare. Because of astronomical premiums they won't be able to afford it hence that responsibility will fall on others who are already struggling in there own lives.

That's why starting next year there will be non-profits able to enter the insurance exchanges to compete with the for-profit insurance companies, undercutting them, lowering insurance costs for everyone, and making it affordable.

[Clip-Clop]

Originally Posted by Riot

First, lose the insult

Second: the King of Saudi Arabia doesn't have much to do with ranking the healthcare system for 300 million people. Our archaic private healthcare system is the most expensive in the world, and one of the least effective.

http://www.photius.com/rankings/healthranks.html

Overall rank: 37th , behind every other first world country
Preventable deaths: 14th
Health-life expectancy: 24th

Total health expenditures as %GDP: 2nd, (behind the Marshall Islands) most expensive first world healthcare in world

Health performance rank of 8 factors (system performance, cost, % you pay into system, insurance, etc): 72 nd



That's why starting next year there will be non-profits able to enter the insurance exchanges to compete with the for-profit insurance companies, undercutting them, lowering insurance costs for everyone, and making it affordable.

"The World Health Organization's ranking of the world's health systems was last produced in 2000."
Nothing has changed at all in 12 years.
Surely the Greek model is one to be envied and admired now, right? And the Italians, perhaps this has something to do with these countries hanging on by a thread...
The Colombians? Of course.
How did the US healthcare system fail Sarah Burke?

[dellinger63]

Originally Posted by Riot

First, lose the insult

Second: the King of Saudi Arabia doesn't have much to do with ranking the healthcare system for 300 million people. Our archaic private healthcare system is the most expensive in the world, and one of the least effective.

When you go out for a steak dinner do you rank the meal by the steak you're eating or do you consider what 300 million other people are eating?

Pure and simple we have the best care money can buy!

Not everyone can afford Mortons but there's always a Denny's nearby