Get a quote quick at
http://www.thehealthsherpa.com/
Still need to get on gov. site if eligible for a subsidy. Not sure it's correct as for the same insurance plan (bronze ppo $6K deductible) I got a 'quote' for an individual making 25K a year (all non-smokers):
25 years old out of pocket $97.38/month ($22.22 subsidy)
50 years old $61.01 ($151.75)
60 years old $17.85 ($305.45)
Making 50K a year (no subsidies)
25 years old 119.60
50 years old 212.75
60 years old 323.30
So how is it a 25 year old struggling on $25K/yr. will pay $1,168/year while a 60 year old struggling on the same amount will pay $214.20/year or 18% what the younger/healthier insured paid?
Of course once we get out of the subsidized plans reality takes course.