I must be a sucker then. Would't be the first time and certainly isn't my last time. I personally find the wager to be a fun alternative to playing vertically race after race.
All I know is that I could throw up a $300 ticket on all remaining racing days (not that i would) and $1000 on mandatory payout day, have them all burn up in flames, and STILL walk away profitable from that specific wager. I was fortunate enough to hit the wager 4 times (twice alone on cheaper tickets, twice in a 'syndicate'

).
Caveman-esque? Surely. You'll never hear me say otherwise. Lots of fun to track while on the clock though, perhaps that's why I was suckered in.