You would think a debit card would be safer because you use a pin, but that has not been my experience. Had to close my bank account twice because someone was charging things on my debit card which I hardly ever use. I use an American Express card most of the time. Only problem I ever had with it was when a restaurant tried to charge me $11,000 for lunch. Waiter just punched it in wrong and didn't know how to fix it. Had to go back later and let the restuarant manager straighten it out.
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