Excellent response ...Riot
One other minor point....An opinion can not in and of itself be "fraudulent"
An opinion is one person's belief of something.
A fraudulent person is one who is trying to gain something by some manner or form of deception.
Now if it was the case where the author stated..."Horse X will win because of Y reason...that'll be $20.00....and then proceeds to tell someone else "Horse Y will win for X reason...that'll be $20.00....that's fraud.
One man's opinion in and of itself simply can't be fraudulent....period
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