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Originally Posted by lord007
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a lot of smaller companies will decide to pay the fine and dump group coverage, because it'll be cheaper that way. no surprise at all. the only surprise is that people think it won't happen. employers know that their workers will be able to get it elsewhere-so why not?
group coverage is good in that no one can be denied. but it can also be higher in cost for the youngest and healthiest employees, as they are subsidizing the overall cost-which is higher for some, lower for others. my son just experienced that-his cost was lower going on his own. for now. i told him when the ind. price exceeds the group, get in the group-if it still exists at that point.
but i'm being optimistic that the scotus will overturn what is unconstitutional. there is no way the commerce clause will be interpreted as the proper tool to force people to buy a product-even if it's 'for their own good'. who wants the govt deciding that?