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Old 02-22-2012, 11:28 AM
Danzig Danzig is offline
Dee Tee Stables
 
Join Date: May 2006
Location: The Natural State
Posts: 29,942
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i'll take a tax credit over a deduction any day. deductions aren't dollar for dollar, credits are.

a deduction lowers your income level. the corresponding tax may go down a few bucks.
a credit is real money. if you owe nothing, you get that in form of a 'refund'.
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