I get the point of your post, and it is well taken. However, keep in mind that the Kentucky rule, if applied properly, better protects the public than the rule in New York does. Due to quirks in the current NYSRWB rules, if this occurred in New York, the pic-3 bettors would not have received "ALL" in the last leg; they would have had to properly select the winner of the third leg to be paid.
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