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you have to earn 40 credits, and you can earn four a year. so, after a glorious ten year run, you qualify for full bennies. medicare, full ss...after TEN years. that is the first change needed on ss reform.
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I didn't think so (but you may be right). Your monthly benefits are pro-rated based upon your lifetime contributions, is my understanding. At least that's what the little paper social security sends me once a year says. Got a link or something?