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if you were told you were covered, depended on that assurance, incurred an expense and the insurance company subsequently reneged, you need to talk to a bad faith attorney. do it as soon as possible.
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Believe me, lawyer was immediately engaged, still is.
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"Have the clean racing people run any ads explaining that giving a horse a Starbucks and a chocolate poppyseed muffin for breakfast would likely result in a ten year suspension for the trainer?" - Dr. Andrew Roberts
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