Or, you can be like me: pay expensive individual insurance for years, declare all the pre-existing conditions in your lifetime health record when you move to another state and change policies, then, six months AFTER the insurance company approved paying for a $25K knee operation to both the surgeon and University of KY, and the operation was done - have your insurance suddenly rescinded, and be told that, "Whoops - when we wrote the policy, we should have excluded you for any possible arthritic stuff, but we made a mistake and didn't do that - but we are doing it now. We are not paying for the operation we told the surgeon and you and the hospital we would, and we are not following the contract we signed that said you are covered for it - read your fine print".
The answer of the Kentucky Insurance Commission is: "nothing we can do, there are no laws preventing that".
My lawyer versus their many lawyers. Guess who will outlast?
The insurance industry made, what, like double profits in 2009? And dropped 2.7 million Americans from coverage. I am one of those 2.7 million
So yes - I strongly support health exchanges, but even better, a public option.
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"Have the clean racing people run any ads explaining that giving a horse a Starbucks and a chocolate poppyseed muffin for breakfast would likely result in a ten year suspension for the trainer?" - Dr. Andrew Roberts
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