[Rupert Pupkin]

Originally Posted by Riot

No it is not completely untrue. They do, Rupert. They indeed do. I have been with the same insurance company for some years. I declared all my pre-existing conditions. The insurance company agreed to cover me. Last year I had a procedure. The insurance company approved payment. Six months later, they said they changed their minds.

And the reason, I swear this is in the letter, was: "When we first insured you, and you declared this pre-existing condition, we should have excluded it, but we didn't. We are now. "

That is recission, just to make money.

And the choice given me was: Now pay thousands of dollars out of my own pocket to cover a procedure the insurance company already approved payment for, and stay insured. OR I can "drop" my insurance, and get reimbursement for every premium I have ever paid over the years - MINUS any payments the insurance company has made on my part.

I have already pursued the company through my State insurance board, there is nothing the state can do, there are no regulations covering consumer protection for the insurance industry. I am sueing them, but they have more lawyer than I do, so I'm sure that will come out poorly.

That is surprising to me. By law, I don't understand how they can do that. Maybe the laws are different in different states.