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Originally Posted by brianwspencer
In some sense I get that -- but what about the "well, your husband beat you up once and you didn't tell us, so your domestic violence is a pre-existing condition?"
Isn't something in the middle a bit better? People have been removed from coverage because they didn't report that they had bad acne in their youth, and the insurance companies dropped them once they got cancer.
Do you not think that there's a significant enough (albeit still, a small percentage, of course) amount of evidence that many of these recissions are not, in fact, done in good faith?
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It's not as if a person writes an essay on an application. You answer specific questions. So it wouldn't be a matter of omitting something. It would be a matter of marking "no" on a question where you should have marked "yes". If they ask you if you ever were treated for acne and the answer is "yes" but you marked "no", then I wouldn't call that an honest mistake. That would be an intentional lie.