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Originally Posted by dellinger63
They do haircuts as well? Cheaper for people with no insurance I will concede but how ho-dunk are these people to pay for covered proceedures to avoid the co-pay? Or is it " Mr. Smith we did some blood work and had to send it to the lab so that'll be $24.95. You saved a nickle off your co-pay."
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No, cheaper for those with insurance, too, as the office doesn't have to pay three extra people to work just to file insurance claims. Thus the doctors office doesn't have to build that charge into their office call charge, etc. They use their insurance still for catastrophic, hospitalization, etc. Don't forget that all that paperwork filing costs money, from the doctor to the insurance company - eliminate that, and you eliminate a huge amount of healthcare costs. You do not HAVE to file an insurance claim, just because you are covered.