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Old 08-18-2009, 10:33 AM
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Riot Riot is offline
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Quote:
I can not believe you actually believe this. I have heard Obama say that you won't have to give up your current plan if you don't want to so many times, but what he is not telling you is your plan as it exists today won't exist if this healthcare reform bill is passed. No company is going to continue to offer health insurance to their employees because it will be cheaper to go on the government plan.
I can't believe you actually believe one-sixth of the economy and the largest private companies in the world will somehow magically disappear

No, the 85% of people insured today by their current private health plans will still be there. The government doesn't want to insure them. That is not in any of the reform bills now. We will be insured by our private plans. Nothing will change for us. Premiums may decrease. What will change is that the insurance company won't be able to drop their clients needlessly, nor exclude them for preexisting condtions.

BTW, not everybody is ELIGIBLE for the government plan (under both current House bill provisions). Private insurance isn't going anywhere.

Who will be insured are the currently uninsured. That's estimated to be 36 million out of 46 million uninsured, out of 330 billion in our country. Those whose big private insurance companies have dumped them because they made a claim (yes, that happens all the time, it's how insurance companies make money - by not paying claims). Young people that are currently uninsured will be encouraged to be insured and brought into the pools (decreasing costs for everyone). YOU will not be prevented from getting insurance because you have a pre-existing condition (happens all the time). YOU won't have to worry about losing your health insurance if you change jobs (happens all the time, few can afford COBRA)

Half of all bankruptcies in the US are caused by people bankrupted due to paying for medical bills - and the majority of these people are insured by private insurance companies. That will end. That is great for the economy.

Quote:
By being employed and paying for my health care plan I am able to choose what and how I want to handle and what I can afford as far my medical needs go.
Your insurance plan has a list of doctors in their plan, and a list of hospitals (providers) in their plan, and the insurance company determines what is paid out for what conditions.

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Do you really think that if I am 70 yrs old and in not great health (let's say I have had numerous heart attacks) that if I am on the government's plan that they will pay for my knee to be replaced?
They do now all the time. It's called "Medicare".

What "government plan" are you talking about? There is no single payer (the government paying for everything) in any of the reform bills. There is no provision for someone from the government to get involved in your health care.

Quote:
The government can't even compete with UPS or Fedex with something as simple as delivering overnight packages and the post office is losing millions of dollars and would be bankrupt if it was a private business and you think it is a good idea for them to be in charge of healthcare?
??? The government isn't going to be "in charge of healthcare"? What provisions in the house bills or senate bill are you specifically are you talking about?

BTW, the government does very well, providing excellent comprehensive treatment at very lost cost (less than 5% of Medicare/Medicade budget goes to administrative costs) to Medicare, Medicad and Veterans right now.

[/quote]If they can't compete with the private businesses in something so simple what makes you think they can do so with healthcare?[/quote]

The Post Office is far from the disaster you say it is. They compete very well. You put a stamp on a letter, they pick it up, and in 3-7 days it's exactly where you wrote on the envelope it should go.
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