Interesting ideas Chess Master. I can only guess how many people actually watched the race on ABC in the US....15-20 million? Of that number, probably only a couple million actually wagered.
Your credit card idea would never fly. I like the concept though. The one problem with credit cards is that none of the companies would allow it....and for good reason. They don't want someone with a 20K limit, a computer, and a gambling Jones betting with money they don't have. I had to fax a voided check with my signature, as I am sure everyone else did, to open my online account. It makes sense since you are funding an account with money you already have.
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