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Originally Posted by Cajungator26
I work in the business and am well aware of WHY people are bailing. The majority of people are bailing because of what they are hearing on the television. For those that have no choice, that's different. You would be surprised at the amount of people that DO have a choice, though. I am a single Mom with a car payment and bills to pay just like anyone else, but if you are young and looking at the future (as you should be), you should consider how you plan on paying for those things once you are retired. Taking chances at a young age when you can afford to is a good way of helping to insure that you will be able to support your lifestyle once you are no longer working. What are you going to do, work for the rest of your life? Do you think that Social Security is going to be around forever to take care of you? I think not.
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I agree, it is easy to take chances when you do not have children and a lot of overhead. But that boat has sailed at least for me (and many people I know). The only thing I worry about now is my family. If I have to dig ditches for them I will. I do understand what you are saying about the future, but I worry more about the present. I think that is something I got from the whole 9/11 expirence. I knew a couple of people that lost their lives that day. And the same thing, we were always talking about the future. Whether it was about buisness or families it was always the future. Basically what I am saying is what good is the future, if something in the present trips you up?