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Originally Posted by Danzig
depends on what you're looking for.
if you just want to be able to cash a winner, may not be a dumb bet. if you're looking to make money, it's a dumb bet.
if you're convinced she'll win, it's a time for exotic and multi race bets with her as your single. change to make a bit more money that way, but if she does win, those payoffs won't be large either. but it'll certainly pay better than .05 cents on the dollar.
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I think she is trying to tell you to find a way to lose your wager.