Bold--I about flipped when I heard of this 7 months ago. I never heard of it until then. I have been researching and talking with other people who know Reverse Mortgages and boy what a great idea. I pumped a good deal of money into this company (I own 27%) and I think it is going to be awesome. What is awesome is that HUD makes up any short-sells. It is a win win deal for everyone (accept for the people who stand to inherit the home). But screw them. I actually got my grandmother to do this so she wouldnt have to struggle from month to month. She took a lump some of $80k. She has $20k in her bank and then we got a CD for the other $60k. It really lessens the stress for older americans.