I have Youbet and Xpressbet (since just before the Derby).
My impression:
Xpressbet screen is more difficult to move around within, to keep what you want up where you want it (oddsboard, wager pad, video, race entry sheet). Video and sound quality are much better on X than You.
You can't make autowithdrawals (direct transfers) from your account, however, but I've been getting the checks very quickly, within a week. Easy to make autodeposits, however. And the system doesn't seem to grind to a halt or slow as quickly or as often as Youbets.
Youbet has a screen setup I much prefer (set up to get more showing on the computer more readily, oddsboard built in at the top, etc), but I can make quick deposits/withdrawals (although they were slow a couple times a couple months ago, it seems to have resolved).
I don't pay a fee with either, so I don't know about that. I can download TG's through Youbet by using wagering credits, which is convenient (better than the silly useless "gifts" they have for points accumulation)
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