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					Originally Posted by dearheart54
					
				 I've been handicapping since January 1.  I'm still deciding if I will bet exotics or across the board. But, how I bet will depend largely on the arrival of my Illinois state tax refund in my checking account. The federal refund will come just in time for Breeders Cup.  | 
	
 I got mine in February... it's gone already.  LOL