I disagree about gambling Scuds. Its not only a financial thing. Its a deeper problem than that. I dont know Ramsey personally so I am not sure what kind of gambling he does, I know from a monetary standpoint he can afford to lose a ton and still be rich. But just because you are rich doesnt mean you cant have a gambling problem. It may not physically affect you directly like alcohol but it sure affects your moods, I dont care who you are. And relationships too. Many a rich men have lost spouses due to problems directly from gambling. To a lot of people it is a waste of time.
I do agree about alcohol and its affects. Its just bad news and nothing good ever comes from drinking excessively. Been there.
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