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Originally Posted by Danzig188
i'll be damned! i have absolutely no intention of working until i'm about to breathe my last. but unlike some, my husband i are putting away for retirement, i'll pay my own way.
as for social security, i think it stinks that the people who never paid a dime into it get to take money out of it. i don't get back what i pay in, as i have to pay for those who never paid in. no wonder it's going broke. that's why i'm not crazy about the govt running health care-look at all the fraud and waste with medicare alone-what would happen if they ran it for everyone? i can just imagine.
as for wal-mart, many of those who are eligible for health care from them, and elsewhere, don't take it. why? because they're covered elsewhere. only one-third of those eligible where i work take it-i don't, i'm covered already by my husbands company. looking at raw #'s of people who work for a company vs those who are covered doesn't explain what is really going on...if you took my company into consideration, we'd look like we didn't care to cover two thirds of our workers, when in fact they didn't sign up.
it's amazing to me how many won't take coverage-i'm never sick they claim. all it takes is one time.
then there's the gal who threw the whole packet in the trash when she made 90 days. two months later she's pregnant--and didn't sign up for the short term disability she was eligible for, that would have paid her while she was off on maternity leave. i think it would have taken about a buck a week out of her check. stupidity!
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That's just not true.
To qualify for Social Security Retirement benefits, you need 40 Social Security "credits."
One credit is earned for each quarter of a year during which a worker has earned at least $780. So to be eligible to recieve ANY retirement benefit you need to have worked at least 40 quarters.
Benefit eligibility for other Social Security programs including Survivor Benefits, Supplemental Security Income and Disability Income are different than for Retiremenet Income Benefits but still require a certain number of SS credits.
In short, nobody is eligible to receive any benefit of any type from Social Security (aside from certain Surviving Dependents of SS eligible workers) unless they have worked long enough and have paid Social Security taxes.