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Originally Posted by outofthebox
Take a walk by the jocks parking lot at Aqueduct sometime and see what kind of vehicles these guys are driving.. Trust me, they can afford their own insurance...
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Your description of your reasoning sounds much more logical -- it at least made me think. It doesn't seem fair for you to get gouged that way.
With that said, while I'm not trying to insinuate that I know anything about anything compared to you, what about a track like Fairmount Park or Portland Meadows? Perhaps riders riding for $46000 allowance purses can afford nice cars and their insurance premiums, but how about the guy or girl in Oregon or who rides a win in a third level allowance and pockets $200 for it? They work their asses off out there, but there's no glamour and no money at all. Are they less deserving of insurance than a rider at a major, high stakes track, even though they've made their own personal decision to be a rider?