Quote:
Originally Posted by jms62
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All you have to do to qualify is to have earned 40 credits, 20 of which, must have been earned in the last 10 years.
Credits are limited to 4 a year and each credit equals $1,200 in income.
So work the month January for 10 years at $8/hour, (162 Hrs.) and you meet the minimum.
With a total contribution to SS of $1,488 (6.2% employee/6.2% employer on 12K) and an average monthly SSDI payment being $1,148 the claimant becomes a net burden to the program before his/her second disability payment.
Bringing the plan back to reality by raising each credit to equal $4,000 in income or reaching a maximum of 4 credits at $16,000/year would be a good start. While we all concern ourselves with individual fraudulent claims the bigger fraud is built into the program with the overly lenient qualifications.
Not so sure people whose mental disability is so severe they are dependent should be allowed to drive, drink, gamble, marry, vote or have any children or animals in their care? That consideration may encourage many to think twice before declaring themselves unemployable and
because of mood swings.